Oct 31 2016

Halloween is bigger than ever in the USA. In fact, the National Retail Federation predicts that for Halloween 2016, Americans will spend $8.4 billion (including $3.1 billion on costumes and $2.5 billion on candy). This come out to $82 dollars per person! And while it’s hard not to love a night where you can eat as […]

Oct 31 2016

Recently, Open Mortgage CEO Scott Gordon sat down with the Reverse Review’s Hot Seat and gave them the scoop on his favorite TV show and the future of the mortgage industry. Ten years from now I’d like to be retired, skiing and traveling. But I’m afraid I’d be bored without a day job. Something very […]

Oct 27 2016

Whether you’re considering buying your first home or a long-time homeowner, the mortgage process can feel intimidating and confusing. Much of this is due to mortgage-related terms that aren’t well-understood by the general public. To help you become better prepared for your mortgage process, here are some important  mortgage-related terms and their definitions. Amortization Schedule […]

Oct 26 2016

Reverse mortgages let seniors aged 62-and-older convert part of their home equity (wealth) into cash, a monthly check, or a line of credit. While reverse mortgages aren’t meant for all seniors, here are six situations they can be ideal: You love your home and don’t want to move If you take out a reverse mortgage, […]

Oct 23 2016

Winter is coming. And for preventing expensive home repairs caused by cold winter weather, fall is the time to take action. Here are some simple things you can do to prepare your home’s outside (and your home goods) for winter. Properly store your lawn mower In most of the US, you won’t have to mow […]

Oct 22 2016

An unforeseen event (and cost) we should all prepare for is natural disasters. Whether you’re retired in Florida or Michigan, it’s critical to be prepared for unexpected natural disasters, such as fires, tornadoes, floods, earthquakes, and power outages. An emergency kit can help you be ready for the unexpected One of the best and easiest […]

Oct 21 2016

Thinking about buying your first home? Congratulations! Open Mortgage can work with you every step of this empowering and life-changing process. If you’re like most people, you’ll need a mortgage to purchase your first home. A mortgage is a loan from a bank or mortgage lender that helps you finance your home purchase. But before […]

Oct 20 2016

If you’re retired, your home’s layout, features, and location play an important part of your life. And if you’re still living in the home where you raised your children, the home may no longer be ideal for your lifestyle and circumstances. For example, it may be too large, have stairs that are difficult to walk […]

Oct 19 2016

There are many requirements and steps to obtain a mortgage, and the process can feel intimidating whether you’re a first-time homebuyer or seasoned veteran. To make the mortgage approval process easier to understand (and to help you prepare), here is a guideline of the steps. The guideline is meant to be taken as a general […]

Oct 4 2016

Seniors are living longer than ever, a trend that’s expected to continue in decades ahead. In fact, a recent report from the National Center for Health Statistics found that a 65-year-old American can expect to live to the age of 84.3—or for 19 years past the age of retirement Because seniors are living longer, they […]

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