Blog

Nov 15 2018

Downsizing in retirement is not a new concept. However, the rise in popularity of tiny homes is adding a unique twist to the goal. In pursuit of simplicity and flexibility, and sometimes by necessity, a growing number of seniors are using small, often portable residences to be closer to family and enjoying the added freedom […]

Nov 13 2018

What’s a home buyer to do when interest rates rise? It’s a question many are considering as the market recovers from the long period of historically low rates following the financial crisis of 2008. With rates rising, buyers worry about getting a bad deal, and what that could mean for long-term financial stability. But that […]

Nov 8 2018

Ah, December 25. Bells are ringing, trees are twinkling, houses are…selling? Well, not typically, but it turns out if you’re searching for the perfect home in the winter season, and you’re willing to put in some legwork over the holidays, there’s good news for you: you’ll face less competition and the potential to get a […]

Nov 6 2018

After lots of thought and conferring with family members, you’ve made the decision to simplify your post-retirement life. You’re on board with looking for a smaller, more manageable home, but realize you have a challenge ahead: what will you do with the things that won’t fit into a space with less square footage? No one […]

Nov 1 2018

Your home is one of your greatest financial assets, and not just because of the payoff you hope to receive if and when you sell. For many who vacation or travel to see family for the holidays, renting the house can lend some relief to holiday spending, or even help you pay for the trip […]

Feb 22 2018

When springtime arrives, temperatures rise and the real estate market heats up. Most of us know how to take advantage of the warmer weather, but home sellers hoping to make the most of the peak season may benefit from some proven advice. Focusing on a few key areas can go a long way toward making […]

Feb 21 2018

Like any other government regulated programs, the reverse mortgage industry experiences regular updates as mandated by the Department of Housing and Urban Development (HUD). Our reverse mortgage specialists can answer your specific questions, but this broad overview of the recent changes to the Home Equity Conversion Mortgage program (HECM) will ensure you’re an educated borrower. […]

Feb 19 2018

Equal housing opportunity. These three words mean a lot in our industry. It means that those looking to buy a home should never be denied opportunities based on discriminatory factors like race, color, national origin, religion, sex, familial status, or disability. Unfortunately, buying a home wasn’t always fair or equal to all potential homeowners, particularly […]

Feb 16 2018

This year Open Mortgage celebrates 15 years in business, and a big part of that milestone is the people behind it. We are honored to introduce you to various members of our work family in this special series. Today’s post recognizes Alex Pinzon, a branch manager and loan originator located in Downey, California, who’s worked […]

Feb 15 2018

A reverse mortgage offers homeowners age 62 and older an affordable avenue to access their home equity. For some, this provides an opportunity to pursue a lifelong dream, while others may simply make it a part of their retirement strategy. In any case, tapping into your home’s value also makes you contractually obligated to be […]

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