Blog

Feb 22 2018

When springtime arrives, temperatures rise and the real estate market heats up. Most of us know how to take advantage of the warmer weather, but home sellers hoping to make the most of the peak season may benefit from some proven advice. Focusing on a few key areas can go a long way toward making […]

Feb 21 2018

Like any other government regulated programs, the reverse mortgage industry experiences regular updates as mandated by the Department of Housing and Urban Development (HUD). Our reverse mortgage specialists can answer your specific questions, but this broad overview of the recent changes to the Home Equity Conversion Mortgage program (HECM) will ensure you’re an educated borrower. […]

Feb 19 2018

Equal housing opportunity. These three words mean a lot in our industry. It means that those looking to buy a home should never be denied opportunities based on discriminatory factors like race, color, national origin, religion, sex, familial status, or disability. Unfortunately, buying a home wasn’t always fair or equal to all potential homeowners, particularly […]

Feb 16 2018

This year Open Mortgage celebrates 15 years in business, and a big part of that milestone is the people behind it. We are honored to introduce you to various members of our work family in this special series. Today’s post recognizes Alex Pinzon, a branch manager and loan originator located in Downey, California, who’s worked […]

Feb 15 2018

A reverse mortgage offers homeowners age 62 and older an affordable avenue to access their home equity. For some, this provides an opportunity to pursue a lifelong dream, while others may simply make it a part of their retirement strategy. In any case, tapping into your home’s value also makes you contractually obligated to be […]

Feb 15 2018

Marriage or mortgage, agreeing to a long-term commitment isn’t a decision to be taken lightly. A real connection, and the confidence it will last, is critical to the success of either. However, shopping for a mortgage as a married couple can bring some added considerations to the table. For Richer, For Poorer Marital status itself […]

Feb 12 2018

Black History Month celebrates the achievements of African Americans and recognizes their central role in American history. It’s also an opportunity to appreciate the advancement of civil rights, and highlight the deficiencies that still exist. One way to ensure progress continues is by asserting the rights that we all share, and speaking out when they […]

Feb 8 2018

Most first-time home owners understand the difference between achieving the dream of buying a home versus buying a “dream home.” Part of a very personal decision-making process for buyers that know what they can realistically afford means making the latter distinction. Which means you’re probably asking yourself: How can I get the most out of […]

Feb 6 2018

A credit score shouldn’t be taken lightly (it’s a necessary and important part of your financial life, after all!), but it doesn’t have to be scary, either. Credit scores will ebb and flow based on lots of factors, but here’s the most important thing: getting your score into optimal range IS achievable, especially with the […]

Feb 5 2018

A fresh coat of paint and trendy design can certainly impact a homebuyer’s first impression, but those efforts may not translate to more money in the seller’s pocket. Homeowners focused on maximum value should consider improvement projects that go beyond aesthetics. The Basics If you’re planning to put your home on the market, the first […]

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