
JR Vigil
Loan Officer
Reverse Loans
jrvigil@openmortgage.com
NMLS # 2111545
My Location
About Me
I enjoy helping people and making new friends. When I lost my legs back in 2011 I wasn't sure what my life would look like, but all I knew was I had to keep moving forward. That eventually led me to the reverse mortgage side of lending because of its power to transform people's lives. I only knew one grandfather growing up when he lived with us for a short time. He loved everyone, even strangers. I like that I get to help the older generation improve the quality of their golden years. By the end of the process, we are no longer strangers, but friends.
When I moved back to California I had my heart set on Orange County because my prosthetic office was located in Irvine at the time. I ended up in Newport Beach and through adaptive activities I met a guy who has made it his mission to take disabled individuals, such as myself, sailing. I sailed with him every week in 2019 and have been sailing since. Life is about relationships and doing fun activities with those you connect with and love. Let me help you continue to enjoy life with those you love.

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Reverse
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E-guide
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
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Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:
- Build a “rainy day fund” for future health care costs
- Supplement monthly living expenses
- Fund expensive home and auto repairs
- Live a more active lifestyle
- Continue living in their home for the rest of their life
- Buy a new home
This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!


Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
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