Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:

• Build a “rainy day fund” for future health care costs
• Supplement monthly living expenses
• Fund expensive home and auto repairs
• Live a more active lifestyle
• Continue living in their home for the rest of their life
• Buy a new home

This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.