
Karina Souza
Loan Officer
Traditional Loans
NMLS # 2111612
karinasouza@openmortgage.com
About Me
With over 30 years in mortgage lending and training of mortgage professionals, it is my privilage, once again, to be helping families and investors reach their real estate goals. As a previous Underwriter, I know the ins and outs of mortgage products and what it takes to navigate the loan process. My clients have the added benefit of learning how to quickly pay off thier mortgage loan, realizing thousands of dollars of savings on interest mortgages, and gain real financial security in real estate. Reach out and ask and I will answer! Regardless if this is your first home or you are building a real estate portfolio, I have the experience to guide you to success.
Newsletter

Buying a Home eGuide
Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
After reading this printable eGuide, you'll know how to:
- Become financially ready to buy a home
- Pre-qualify for homebuying
- Search for homes and make an offer
- Prepare for the mortgage application process
- Be ready for ongoing financial responsibilities
- Maximize enjoyment of your home
- Increase your home’s energy efficiency to save money!
Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.
Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!

Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
Learn MoreDetermine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.
If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal