Krissy Rico

Loan Officer

Traditional and Reverse Loans

kristinrico@openmortgage.com

NMLS # 1903540

My Location

About Me

I have been in the banking business for over 28 years. Servicing clients and helping them reach their goals. My passion is to help folks navigate retirement years now with Reverse Mortgage options. Focusing on reaching their goals and thriving in this stretch of life. It's my pleasure to work with people in this exciting season of life. I would love to be a part of your story and help to empower and educate you to look at the options available with getting a loan for your journey.

LICENSED IN:
CALIFORNIA

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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

After reading this printable eGuide, you'll know how to:

  • Become financially ready to buy a home
  • Pre-qualify for homebuying
  • Search for homes and make an offer
  • Prepare for the mortgage application process
  • Be ready for ongoing financial responsibilities
  • Maximize enjoyment of your home
  • Increase your home’s energy efficiency to save money!

Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.

Please fill out the fields below to get your Free eGuide

Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

thanks
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eguide cover

Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:

  • Build a “rainy day fund” for future health care costs
  • Supplement monthly living expenses
  • Fund expensive home and auto repairs
  • Live a more active lifestyle
  • Continue living in their home for the rest of their life
  • Buy a new home

This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.

Please fill out the fields below to get your Free eGuide

Each month we produce an email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

thanks
Name*
Phone Number
Email Address*
Zip Code*

Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

thanks
Name*
Phone Number
Email Address*
Zip Code*

Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

Loan Amount
Down Payment %
Interest Rate
Term Years

GET EDUCATED

Helping You to
Understand Your Options

Explore our free e-guides on topics related to homebuying and financial planning.

View all resources here.

More Resources

Open Mortgage offers a trove of resources from easy, quick videos to detailed educational resources. We’ve got you covered!