Laci Sosa

Loan Officer

Traditional Loans

NMLS # 1110842

Laci.Sosa@phm.net

About Me

The daughter of 2 teachers transformed into small business owners, Laci values taking care of people and making sure that her customers get the best service that the mortgage industry could offer. Having worked in the entertainment industry in Hollywood for 7 years after college, Laci gained the real world experience of dog eat dog culture, aka the rat race of Hollywood....where people take advantage of others just to get ahead. Upon her move back to her South Dakota roots in 2011, Laci became committed to treating others the way she would want to be treated & brings all of that compassion & excitement to the mortgage industry. Getting people into homes that they not only LOVE, but also can afford is important to Laci, as she lived through the pop of the housing bubble in LA & saw many friends displaced due to irresponsible lending & predatory practices. You will never feel confused or taken advantage of due to Laci's deep held beliefs of fairness & seeing justice for all.

"Merging my education, real-world experience in Hollywood, and personal passions together allows me to bring a unique flavor to the mortgage industry. As your mortgage lender, my promise is to hold your values as highly as I hold my own. Honesty & transparency is my top priority."

Relevant skills and experience:

• 15+ years of customer service
• Processing/underwriting comprehension
• Coherent knowledge of mortgage underwriting guidelines
• Leadership and supervision of 10+ person teams
• Curriculum development and facilitation of workshops and seminars
• Culturally sensitive

LICENSED IN:
ILLINOIS | MONTANA | NORTH DAKOTA | SOUTH DAKOTA | WYOMING

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

Loan Amount
Down Payment %
Interest Rate
Term Years

Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

After reading this printable eGuide, you'll know how to:

  • Become financially ready to buy a home
  • Pre-qualify for homebuying
  • Search for homes and make an offer
  • Prepare for the mortgage application process
  • Be ready for ongoing financial responsibilities
  • Maximize enjoyment of your home
  • Increase your home’s energy efficiency to save money!

Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.

Please fill out the fields below to get your Free eGuide

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

Loan Amount
Down Payment %
Interest Rate
Term Years

Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

Name*
Phone Number
Email Address*
Zip Code*

Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

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