Steven Michels

Branch Manager

Traditional and Reverse Loans

NMLS # 265702

stevenmichels@openmortgage.com

About Me

Hello and thank you for visiting my page! 

I have almost 20 years of finance experience and love assisting Kansan's achieve their dreams of home ownership. I encourage all potential client's to research me online versus talking myself up here. Any lender can say they are the best ever, but the only way to know for sure is to take a look at their track record and see what previous clients say. The proof is in the pudding!

I believe in complete transparency. You can expect straight and honest answers that you can fact check on any website or with any trusted advisor. 

Beyond that, we do our very best to give personalized attention throughout every step of the process. Access to me outside normal business hours (Weekends,Evenings) is welcome and encouraged. I want to help ease any anxiety that often can accompany one of the biggest purchase's in your life. Being able to communicate with me outside typical business hours is often a huge advantage when you need to get a jump on the competition. Sometimes, things just can not wait until normal banking hours. 

Great credit,  terrible credit and everything in between. I have seen it all, no matter what the case is, I want to help!

If you are in the planning phase I won't rush you. I will take the time to help you structure a step by step action plan to help you achieve your goals, no matter what the time frame may be. Thank you again for visiting my page and I hope to assist you soon!

LICENSED IN:
KANSAS

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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

After reading this printable eGuide, you'll know how to:

  • Become financially ready to buy a home
  • Pre-qualify for homebuying
  • Search for homes and make an offer
  • Prepare for the mortgage application process
  • Be ready for ongoing financial responsibilities
  • Maximize enjoyment of your home
  • Increase your home’s energy efficiency to save money!

Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.

Please fill out the fields below to get your Free eGuide

Each month we produce a email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

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Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:

  • Build a “rainy day fund” for future health care costs
  • Supplement monthly living expenses
  • Fund expensive home and auto repairs
  • Live a more active lifestyle
  • Continue living in their home for the rest of their life
  • Buy a new home

This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.

Please fill out the fields below to get your Free eGuide

Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

thanks
Name*
Phone Number
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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

Learn More

Each month we produce a email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

thanks
Name*
Phone Number
Email Address*
Zip Code*

Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Learn More

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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