Blog

Dec 13, 2016

It’s the holiday season, and many of us are busy buying gifts for family and friends. But how much you spend on those gifts may have a negative impact on your credit score. If you’re planning on buying a home in 2017, it’s good financial strategy to hold off on buying expensive gifts. It’s also […]

Dec 12, 2016

With less than a month until 2017, the mortgage and housing industries are as active as ever.  Here are some interesting new articles on industry trends and news: Realtor.com 2017 National Housing Forecast Realtor.com, one of the most popular online real estate websites, has released its 2017 housing forecast. The forecast provides useful predictions and […]

Dec 7, 2016

Water is the foundation of life on earth, and the average household uses a lot! In fact, the Environmental Protection Agency (EPA) estimates that the average home of four uses 400 gallons of water per day (and spends $1,100 per year in water costs). With the ongoing drought in much of the United States, it’s […]

Dec 6, 2016

Buying your first home is one of your biggest life decisions, and it’s important to be prepared. Here are some things you can do to get ready: Make sure you have good credit To secure a low interest rate on your first mortgage, you’re going to need good credit. This means you should always pay […]

Dec 5, 2016

Are you thinking about retirement? Or do you have retired family members? If either answer is yes, then affordable housing and a low cost-of-living are important issues. GoBankingRates.com recently analyzed cost-of-living indexes and consumer expenditure data to rank America’s cheapest cities to retire. Here are the five most affordable cities, in descending order: 5. Mobile, […]

Nov 29, 2016

Thanksgiving has come and gone, and December is nearly here. As temperatures drop and snow begins falling in many US regions, home utility bills are about to rise. In fact, the U.S. Energy Information Administration is predicting a 22% increase in energy bills this winter. To lower this cost that none of us enjoy paying, […]

Nov 22, 2016

Thanksgiving is upon us (and Christmas is a month away), bringing us into America’s busiest travel season. With AAA predicting 43.5 million Americans will travel over 50 miles to celebrate Thanksgiving (the highest amount since 2007), many Americans will be leaving their homes unoccupied. Here are some tips to help secure your most valuable possession […]

Nov 21, 2016

Thanksgiving is about giving thanks for what we have. And it’s wonderful showing loved ones how much we appreciate them. But if you’re like most Americans, you’re trying to to get through the end of the year with your pocketbook intact! For Americans wanting to buy a house in 2017, it’s even more important to […]

Nov 16, 2016

Do reverse mortgages have an undeserved bad rap? One of America’s leading retirement planning experts believes so. Wade Pfau, professor of retirement income at The American College and Director of Retirement Research at McLean Asset Management and inStream Solutions, says Home Equity Conversion Mortgages (also known as reverse mortgages) can improve retirees’ financial sustainability and […]

Nov 15, 2016

Thinking about moving? Realtor.com recently ranked America’s hottest housing market ZIP codes for 2016. Their rankings are based on the most viewed ZIP codes on its website, and the time it takes properties to sell. For the top 20 housing market ZIP codes on Realtor.com, homes sell in an average of 25 days—or 53 days […]

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