About Open Mortgage
Over the last 15 years, we’ve built Open Mortgage to offer a wide variety of mortgage options. But one thing hasn’t changed at all. We’re in the business of empowering people.
No matter where you are on your journey of homeownership, we’ve got a loan that meets your needs. From first-time homebuyers to reverse mortgages—and everything in between—we’re here to guide you.
The care you take in choosing and caring for your home is the same level of care we take with each mortgage processed. Let us take you closer to home.
Nothing sets a company apart more than its people. We are proud to have assembled a team of experienced, knowledgeable and friendly senior staff.
Scott comes from a high-tech and entrepreneurial background and has over a decade of experience in the banking industry. He is an author, and the Founder, President and CEO of Open Mortgage. Prior to launching Open Mortgage, Scott started multiple companies, including C.A.R.E. Solutions, Brava Services, and Credit Minders. Scott has served on the Board of Directors for Open Lending and has invested and been a board member for Integratus and Heliovolt. Scott maintains a membership in Vistage, an executive forum that focuses on cutting-edge development and discussions for higher velocity company performance.
Scott received his undergraduate degree from Arizona State in software engineering. He is married with two children and resides in Austin, Texas.
Tana has had careers in many industries, including journalism, and pharmaceutical, high tech, and the financial industries. Although she started working full-time for Open Mortgage in 2016, she has been involved in the company since its inception.
While taking time off to raise her two children, Tana completed her B.A. in Organizational Communications at St. Edward’s University in Austin. She finds the degree to be highly applicable at Open Mortgage and believes that communication is key to a smoothly running organization.
Tana is a native of Montana, and has lived in Austin for 20 years with her husband, two sons, and Spike, their Maine Coon cat. She loves Austin, although finds it a little too hot in the summer.
Tony brings 30+ years of financial, legal, and compliance leadership experience over a career with both large and smaller businesses including consumer products, SaaS, subscription retail, industrial products, and multinational oil & gas. Much of Tony’s experience was in a variety of financial management and legal roles with Shell. He also served as Head of Finance and Corporate Counsel for a major home décor company and currently serves on the boards of IP Fortress and Biokaab and advises and mentors startup ventures through Tech Ranch.
Tony holds a JD (Magna Cum Laude) from South Texas College of Law, an MBA (Finance) from Eastern Kentucky University and a BBA (Industrial Administration) from the University of Kentucky. He also completed the Shell Executive Leadership Program at Wharton Business School.
Tony is a soccer fanatic (truly), and was Chairman of the Board for the Houston MLS team’s Dynamo Charities for nearly 9 years. He lives in Austin with his wife and has two children in college – Rachel, a Texas Longhorn and Michael, a UHD Gator.
Greg has over 20 years of executive and senior management positions in operations, logistics, customer service, and sales. Throughout his career, Greg has been involved in building, managing, and improving operational and sales processes. Prior to joining Open Mortgage, he was co-owner, President, and CEO of Mortex Lending, Ltd., CIO & EVP of Operations at MBI Mortgage Inc. and COO at Northland Funding Group Ltd.
In addition to the mortgage industry, Greg has held senior management positions with both start-ups and large organizations in the telecom and technology industries including: Point One Telecommunications, IPC Technologies and Dell. While at Dell, he established infrastructure and processes for their software and peripherals division, DellWare. Greg is proud to have served in the United States Air Force as Managing Crew Chief for the 555th Aircraft Maintenance Unit of the Tactical Air Command.
Joe Morris has been in the residential mortgage industry for 50 years. He was the founder of three different highly successful mortgage companies that were sold to large institutions. In between building these companies, he was a consultant to investors and institutions who needed his expertise in creating and expanding their own mortgage divisions. The latest of these clients was Bank of America and Guggenheim Capital Partners. Joe knows how to build and lead experienced, successful and loyal teams in the residential mortgage business.
Joe was a founding member of the National Reverse Mortgage Lenders Association and remains on the board as an ex-officio Director. He has also been on the board of Reliance Trust Company for the last 28 years. Reliance was recently purchased by the Fortune 500 company, Fidelity Information Services (F.I.S.).
Joe received his degree in business management from the Georgia Institute of Technology.
Brian leads Open’s forward and reverse branch network as well as the Corporate Sales Support teams that serve those branches. His career in the mortgage industry began in 2005 as a Loan Officer in a branch he later took over as Branch Manager. Brian brought his branch onboard with Open in 2010 and then joined the Corporate Sales team in 2015, initially working as an advisor to Branch Managers to help them grow and develop their businesses.
Before entering the mortgage arena, Brian owned and was a partner in several companies, primarily in the automotive industry. He grew up in Atlanta and graduated with a BBA in Finance from the University of Georgia’s Terry College of Business. Brian lives with his wife, daughter, and a host of animals – both live and stuffed – in “Paradise” (also known as the Golden Isles on Georgia’s coast).
Nick has over fifteen years of mortgage experience. He started as a loan officer and worked his way up Secondary Marketing through product development, lock desk and hedging. Nick graduated from the University of Texas at Arlington with a Bachelor of Business Administration. He lives near Fort Worth, Texas with his wife and two children.
Daniel Stock is a VP of Technology who works with internal staff and partners to use technology to improve efficiencies and readiness. Daniel believes that automation & staff interaction are the keys to making technology work for you, rather than just with you.
Daniel has worked in the mortgage industry for 5 years, and in technology role for more than 20 years. He started in an inbound call center and worked his way up to desktop support and later into software engineering. Daniel became a certified Scrum Master in 2018, as well as earning a Microsoft Certified professional and CompTIA A+ certified engineer.
Daniel holds a Bachelors of Science in Business Computer Information Systems from the University of North Texas. He lives in Austin, Texas with his wife and two children.
Laura Kardow is the VP of Compliance who works with all departments and divisions to create a “Culture of Compliance” throughout the company. Because this is a highly regulated industry, there are many facets and pitfalls that are part of the Compliance Department’s scope.
Laura has over nineteen years of experience in the mortgage business which includes processing, originating, operations management and Compliance. Her background as a teacher of almost 20 years, brings attention to detail and the need for training. Because she has owned and operated her own real estate office, she can empathize with the issues Realtors and loan officers face during a transaction. Laura’s approach to compliance issues has always been that it is her job to assess risk and to protect loan originators and Open Mortgage so that they can continue doing business. She researches the compliance issues that arise, and when necessary, consults with our compliance attorney for insight before making decisions.
Laura is a graduate of Texas A&M University/Kingsville and lives in Spicewood, Texas, which is just west of Austin. She and her husband, John, are proud to be grandparents of five “perfect” grandchildren.
Joanna Nolte is a highly experienced, visionary and hands-on VP of Human Resources who optimizes the HR function to support employees and deliver on business objectives. After working 20+ years in large multi-national companies, primarily in the energy industry, Joanna is broadly experienced in virtually all aspects of Human Resources and believes the true measure of success is helping individuals achieve their potential and contribute to business success.
Joanna has served as a Board Member for Inroads and the Institute for Workplace Equality. She is a Certified Compensation Professional (CCP, World at Work) and holds the credentials of Senior Certified Professional from the Society of Human Resources Management (SHRM-SCP). She also holds a certificate in HR Management from the University of Texas and volunteers as the committee chair of Diversity, Equity, and Inclusion for Impact Austin, a local women’s philanthropy non-profit organization.
Joanna received her Bachelor’s degree in Business Administration with an emphasis in Finance from the University of Colorado, Boulder. She lives in Austin with her spouse of nearly 30 years and enjoys family time, kayaking, and practicing the piano.