State Licensing

Open Mortgage is proud to be licensed in 46 states across the country and the District of Columbia. We believe that “Better is Possible”, so if your state is not listed, please contact us and see if we have plans to expand near you.

State License Numbers

  1. Alabama Consumer Credit: 21040
  2. Arizona Mortgage Banker: 0920359
  3. Arkansas Combination Banker/Broker/Servicer License: 37902
  4. California DBO Residential Mortgage Lending Act License (CRMLA): 4170030
  5. Colorado Mortgage Company Registration: 2975
  6. Connecticut Mortgage Lender License: ML-2975
  7. Delaware Lender License: 020179
  8. District of Columbia Mortgage Dual Authority License: MLB2975
  9. Florida Mortgage Lender License: MLD158
  10. Georgia Mortgage Lender License: 29264
  11. Hawaii Mortgage Loan Originator Company License: HI-2975
  12. Idaho Mortgage Broker/Lender License: MBL – 8563
  13. Illinois Residential Mortgage License: MB.6759829
  14. Indiana DFI First Lien Mortgage Lending License: 11152
  15. Iowa Mortgage Banker License: MBR 2004-0041
  16. Kansas Mortgage Company License: MC.0001373
  17. Kentucky Mortgage Company License: MC83554
  18. Louisiana Residential Mortgage Lending License: 2975
  19. Maryland Mortgage Lender License: 21807
  20. Michigan 1st Mortgage Broker/Lender License: FL0017161
  21. Minnesota Residential Mortgage Originator License: MN-MO-2975
  22. Mississippi Mortgage Lender License: 2975
  23. Missouri Company Registration: 14-1678
  24. Montana Mortgage Broker/Lender License: 2975
  25. Nebraska Mortgage Banker License: 1993
  26. Nevada Mortgage Broker License: 3963
  27. New Hampshire Mortgage Banker License: 20246-MB
  28. New Jersey Residential Mortgage Lender License: – 2975
  29. New Mexico Mortgage Loan Company License: 02120
  30. North Carolina Mortgage Lender License: L-147873
  31. North Dakota Money Broker License: MB 102588
  32. Ohio Broker Act Certificate/Loan Act Certificate: MB.804256.000/SM.502027.000
  33. Oklahoma Mortgage Lender License: ML002547
  34. Oregon Mortgage Lending License: ML-5292
  35. Pennsylvania Mortgage Lender License: 50859
  36. Rhode Island Broker/Lender Licenses: 2975
  37. South Carolina BFI Mortgage Lender/Servicer License: MLS-2975
  38. South Dakota Mortgage Lender License: ML.05093
  39. Tennessee Mortgage License: 109165
  40. Texas SML Mortgage Banker Registration: 2975
  41. Utah DRE Mortgage Entity License: 10269997
  42. Utah DFI Residential First Mortgage Notification: 2975
  43. Vermont Broker/Lender Licenses: 1253 MB/6778
  44. Virginia Broker/Lender Licenses: MC-5857
  45. Washington Consumer Loan Company License: CL-2975
  46. West Virginia Broker/Lender Licenses: MB-34167/ML-34166
  47. Wisconsin Mortgage Banker/Broker Licenses: 21923BA/2975BR
  48. Wyoming Mortgage Lender/Broker License: 2275

Legal Disclosures

PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

  • Oregon Disclosure:
  • (1) at the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds;
  • (2) charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees;
  • (3) the loan balance grows over time and interest is charged on the outstanding balance;
  • (4) the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; and
  • (5) interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.

Kansas Licensed Mortgage Company MC.0001373

Colorado: Regulated by the Division of Real Estate

Georgia Residential Mortgage Licensee, License #29264

Licensed by the Illinois Department of Financial and Professional Regulation/Division of Banking, Lic MB.6759829

Illinois Department of Financial and Professional Regulation, 100 West Randolph, 9th Floor, Chicago, Illinois 60601, 1-888-473-4858

Licensed by the New Hampshire Banking Department

Rhode Island Licensed Lender

Licensed by the Virginia State Corporation Commission; Lender & Broker #: MC-5857; NMLS ID#: 2975; www.nmlsconsumeraccess.org

This material is not from HUD or FHA and has not been approved by HUD or any government agency.

The following states require counseling prior to an application being taken for a HECM loan:

  • Minnesota
  • Tennessee
  • Vermont
  • Rhode Island
  • Connecticut
  • California

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