
Crystal Whitten
Branch Manager
Traditional and Reverse Loans
crystalwhitten@openmortgage.com
NMLS # 299240
My Location
About Me
Crystal is a Branch manager and has been a Licensed Loan Officer in Texas since 2005 and is currently licensed CA, CO, OK, LA, TN, NC, GA, FL & VA. She became a loan officer after graduating w/ a finance degree, and realizing as much as she loves working with numbers, that she also loves working with people. A true People Person!! She loves helping clients to find the right options for purchasing a home that will work best for their family. She prides herself on communication and making sure everyone throughout the home buying (or refinancing) process has a clear understanding and she or her amazing team is always available to answer questions!!
She has been married to her husband Nick (VP of Capital Markets for Open Mortgage) for 13 years, and they have two amazing boys that keep her super busy!! They are a super active family who use football, wrestling, baseball, jiu jitsu and weight training to stay healthy.
Crystal was recognized in the Scotsman Guide 2021 as one of the Top Loan Originators in Texas, and her branch "The Whitten Team" is routinely in the top 10 Producers for Open Mortgage. If that isn’t enough, you can read their amazing reviews on Reach150!
Crystal works with all types of clients and has extensive experience in most loan programs. Crystal specializes in first-time homebuyers and down payment assistance programs, and loves to help clients dreams become a reality!!!
Programs available: FHA, VA, USDA, Conventional, Jumbo, Portfolio products, ITIN, Manufactured housing
Each month we produce an email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!


Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
After reading this printable eGuide, you'll know how to:
- Become financially ready to buy a home
- Pre-qualify for homebuying
- Search for homes and make an offer
- Prepare for the mortgage application process
- Be ready for ongoing financial responsibilities
- Maximize enjoyment of your home
- Increase your home’s energy efficiency to save money!
Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!


Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:
- Build a “rainy day fund” for future health care costs
- Supplement monthly living expenses
- Fund expensive home and auto repairs
- Live a more active lifestyle
- Continue living in their home for the rest of their life
- Buy a new home
This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.
Each month we produce an email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!

Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!

Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.
If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal
Reverse Mortgage Programs
GET EDUCATED
Helping You to
Understand Your Options
Explore our free e-guides on topics related to homebuying and financial planning.
View all resources here.
More Resources
Open Mortgage offers a trove of resources from easy, quick videos to detailed educational resources. We’ve got you covered!