Please fill out the fields below to get your Free eGuide
David Hail
Regional Branch Manager
Traditional and Reverse Loans
davidhail@openmortgage.com
NMLS # 213066
My Location
About Me
I’ve been in the Mortgage/Real Estate industry for over 41 years. As a former underwriter I can offer expertise not typically found in most loan officers.
• I am a recognized expert and trainer for FHA, VA and USDA Guaranteed Rural Housing loan products.
• I have authored numerous books and training manuals, most notably “FHA Loan Origination” and “USDA Guaranteed Rural Housing Loan Origination”.
• I have taught continuing education (CE) and mortgage loan specific training classes in numerous States. Training was conducted for company branches and numerous NAMB State organizations and outside lenders.
• I am a Mortgage Currentcy Advisory Board Member providing mortgage product knowledge expertise to its members: https://mortgagecurrentcy.com/advisor-board/
I am a professional mortgage banker that provides outstanding customer service. I am skilled in counseling borrowers in resolving credit issues and developing action plans for borrowers that currently do not qualify for a mortgage loan. I can easily identify problematic issues and find solutions that will allow a borrower to obtain home ownership.
Testimonials:
http://reach150.com/m/review/17047/open-mortgage-david-hail-rockwall-tx-united-states
Most importantly, I’m fortunate to be a part of a great team of professionals at Open Mortgage. Some of the best I’ve ever seen. Together we want your pursuit of home ownership to be successful.
We offer purchase and refinance loans including conventional and jumbo loan products and government loan programs… FHA, USDA Rural Development 100% loan program, and VA.
Our focus:
· Conventional Purchase and Refinance (including cash-out) loans for owner occupants and investors.
· FHA, USDA Rural Development 100% loan program, and VA.
· FHA Good Neighbor Next Door (GNND) half priced home loan program for Law Enforcement Officers, Teachers, Firefighters and Emergency Medical Technicians (EMT).
· FHA 203K “Full” and “Limited” rehabilitation loan programs.
· FHA/HUD REO Home loans including $100 down incentive program and REO’s with repair escrows.
· Mortgage Credit Certificates (MCC)…a life of loan federal tax credit benefit that enhances qualifying and affordability for 1st time home buyers.
· Down Payment Assistance (DPA) Grant programs including TSAHC, SETH, and TDHCA.
· Manufactured Home Loans – FHA , VA Zero Down, USDA Zero Down, and Conventional.
LICENSED IN:
TEXAS
Each month we produce an email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!
Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
After reading this printable eGuide, you'll know how to:
- Become financially ready to buy a home
- Pre-qualify for homebuying
- Search for homes and make an offer
- Prepare for the mortgage application process
- Be ready for ongoing financial responsibilities
- Maximize enjoyment of your home
- Increase your home’s energy efficiency to save money!
Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!
Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:
- Build a “rainy day fund” for future health care costs
- Supplement monthly living expenses
- Fund expensive home and auto repairs
- Live a more active lifestyle
- Continue living in their home for the rest of their life
- Buy a new home
This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.
Please fill out the fields below to get your Free eGuide
Each month we produce an email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!
Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.
Each month we produce an email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.
Don't miss another newsletter - sign up today!
Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.
Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.
If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal
Customer Testimonials
Purchase Loan Programs
View All
Reverse Mortgage Programs
GET EDUCATED
Helping You to
Understand Your Options
Explore our free e-guides on topics related to homebuying and financial planning.
View all resources here.
More Resources
Open Mortgage offers a trove of resources from easy, quick videos to detailed educational resources. We’ve got you covered!
Search
