Michael Gonzales

Sr. Loan Officer

Traditional and Reverse Loans

NMLS # 221988

MikeGonzales@openmortgage.com

About Me

About Me

Welcome to our family! MTG Family Mortgage is led by Michael Gonzales, Wichita Mortgage Specialist, and consists of family members that support various functional areas of the business. Our name means more than just the fact that our team is a family, it means our customers are family too. We work with each customer to develop a custom mortgage plan. Because we offer different loan programs, we can work with each customer to determine what loan is a best fit for their current situation and needs. Michael, head loan officer and branch manager, has been in the industry for more than 15 years. He was a recipient of Mortgage Professionals of America Young Guns Award, National Mortgage Professionals 40 to Watch and is a certified instructor for continuing education courses on various loan products to industry professionals. He held classes for more than 300 attendees during 2017. Michael and his wife, who works in the business, both graduated with Masters in Business Administration from WSU. They are avid dog lovers and rescued all three of their “fur babies.” One-hundred percent of their continuing education class proceeds are donated to the Kansas Humane Society. They are also supporters of Dress for Success Wichita and Kidzcope. There are three huge milestones in people’s life – the day they get married, the day they buy their first home and the day they have a child. Michael says regularly he is so passionate about his job because he gets to be a part of one of those milestones.

In the News: Enthusiasm for home mortgage business leads Wichitan to open own office

Upcoming Seminars: https://hecmce.com/

Lean more about Michael and loans we offer: Michael Gonzales Channel

Customer Feedback: MichaelGonzalesReviews.com

LICENSED IN:
KANSAS | MISSOURI | OKLAHOMA

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

Loan Amount
Down Payment %
Interest Rate
Term Years

Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

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Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

After reading this printable eGuide, you'll know how to:

  • Become financially ready to buy a home
  • Pre-qualify for homebuying
  • Search for homes and make an offer
  • Prepare for the mortgage application process
  • Be ready for ongoing financial responsibilities
  • Maximize enjoyment of your home
  • Increase your home’s energy efficiency to save money!

Whether you’re a first-time homebuyer or seasoned veteran, you’ll feel better about your homebuying goals after reading our eGuide.

Please fill out the fields below to get your Free eGuide

Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

Loan Amount
Down Payment %
Interest Rate
Term Years

Each month we produce a email newsletter that highlights an important topic in the realm of mortgages or homes in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

Name*
Phone Number
Email Address*
Zip Code*

Buying a home is one of the biggest purchases you can make. Do you know what to expect in the homebuying process? Our 21 page eGuide gives you a roadmap of the entire homebuying process—from start to finish.

Learn More

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

Each month we produce a email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

Name*
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Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Our eGuide gives you a roadmap of the entire homebuying process—from start to finish. A Home Equity Conversion Mortgage (HECM can be strategically used to support a wide range of financial costs and goals. By using a HECM, eligible seniors could:

  • Build a “rainy day fund” for future health care costs
  • Supplement monthly living expenses
  • Fund expensive home and auto repairs
  • Live a more active lifestyle
  • Continue living in their home for the rest of their life
  • Buy a new home

This eGuide discusses the basics of the HECM, its range of benefits, if you’re a good candidate, and how to apply.

Please fill out the fields below to get your Free eGuide

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

Each month we produce a email newsletter that highlights an important topic in the realm of reverse mortgages or retirement in general. Please enter your contact information to the form on the right and click the submit button to be added to our mailing list.

Don't miss another newsletter - sign up today!

Name*
Phone Number
Email Address*
Zip Code*

Discover the Home Equity Conversion Mortgage (HECM), a remarkable tool that can provide seniors increased financial stability.

Learn More
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Our Reverse Mortgage Programs

HECM for Retirement

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HECM for Purchase

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