Retirement is around the corner, and you’re looking to update your home without blowing your budget. So, what is the solution? Consider going green when choosing to remodel and using a Home Equity Conversion Mortgage (HECM), or reverse mortgage, to enjoy the best of both worlds. A HECM, an FHA-insured loan for homeowners 62 and […]
Getting the most bang for your buck when it comes to a mortgage is all about being an informed buyer. The first step is learning the difference between an adjustable rate mortgage and a fixed rate mortgage. Each will come with their own benefits and drawbacks, depending on your situation, but one could be a […]
Understanding your mortgage payment is essential to your budget. Despite the name, it likely encompasses more than just paying back your lender, so comprehending what it’s comprised of is important for the future. What are the pieces to the mysterious puzzle that will hold your checkbook captive for the next 15-30 years? Let’s break it […]
The way we find our dream home has shifted dramatically over the last decade, and it’s not hard to see why: technology’s influence in real estate has completely changed the game. Long gone are the days of scouring newspaper ads or simply relying on a referral from a friend. According to the National Association of […]
One aspect of owning a home that flies under the radar until there’s a problem is maintenance. It happens to everyone, but it’s more likely to occur for homeowners settled into their houses and their routines. Post-retirement, it’s not uncommon for weekend house projects and small fixes to fall by the wayside over time. Beyond […]
In light of changing environmental concerns, it’s natural to wonder how we as individuals can help the planet. For many of us, that starts with our homes. And there’s good news: there are ways we can make changes that are likely to save money in the long run, and a mortgage that can help get […]
These days, you don’t have to channel surf for very long to come across a television show about renovating, or flipping, a home for profit. The transformation of a neglected and dilapidated house into a gorgeous, functional property makes it easy to draw in viewers. But what does the fascination with flipping mean for homeowners […]
With Earth Day approaching, it makes sense to evaluate your contributions when it comes to protecting the environment. While investing in solar power or driving a hybrid vehicle are often the most talked about ways to go green, just a few small changes around the house can create a big impact with little or no […]
It’s no secret that retirees are living longer and healthier lives than ever. In fact, the Social Security Administration estimates that “a quarter of 65-year-olds will hit age 90, and one in 10 will live beyond age 95.” For those that didn’t take into account a protracted timeline, it could mean rethinking their retirement strategies. […]
If you’re looking to upgrade and renovate your home, it’s the perfect opportunity to embrace eco-friendly improvements that could save money, reduce your carbon footprint, and potentially raise the resale value of your home. Energy Efficient Upgrades Lowering your energy costs is a plus when considering upgrades. At the top of the list are large, […]
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