Reaping the rewards of fiscal responsibility takes discipline and a clear understanding of your financial goals. But even the most dedicated efforts can be derailed through no fault of your own.  Falling victim to an identity thief can result in unexpected challenges when the time comes to finance the purchase of a vehicle, open a… Continue Reading Protect Against Identity Theft

While low-interest rates are known for attracting new homebuyers and driving up mortgage applications, they can also affect the housing market. Much like other aspects of the economy, an increase in demand can lead to a rise in prices.  Fortunately, it’s not all bad news for buyers who are still planning to take advantage of… Continue Reading Why Home Prices Go Up When Interest Rates Are Low

While the act of retiring won’t directly impact your credit score, the accompanying changes to your financial habits can. Cutting back on your credit accounts and reducing your income could substantially lower your borrowing power.  Even if taking on new debt is not a part of your retirement plan, unplanned expenses are not uncommon during… Continue Reading Don’t Retire Your Credit Score Too

In homes across the country, going back to school this fall will rely on virtual learning, at least for a while. It’s not an ideal scenario for most families, but embracing a proactive approach can ease some concerns.  Before this unusual school year gets underway, spend some time creating spaces in your home that eliminate… Continue Reading Make Sure Your Home is Ready for Back to School

Longtime homeowners may be content with their home just the way it is, but home equity shouldn’t be overlooked as retirement nears. The ability to utilize tools such as a Home Equity Conversion Mortgage (HECM) or a Home Equity Line of Credit (HELOC) can be a valuable resource to support and maintain retirement plans.  While… Continue Reading Overdue Home Upgrades to Increase Equity