Shopping for your first home is exciting. But, it can also be overwhelming. What you won’t see on most of those home-buying television shows is the preparation that goes into applying and qualifying for a mortgage, often before the shopping process even begins. A little proactive effort before falling in love with a home can […]
When you apply for a reverse mortgage loan, you will need to provide some documentation. It is a good idea to create a checklist of all the documents that you may need for the reverse mortgage process. This video breaks down the documents you should gather before applying for a reverse mortgage.
When you begin the homebuying process, your mind can have a million thoughts all over the place. Let this video sort out everything you need to focus on for buying a house.
Buying a home is one of the largest purchases you can make. It takes most people 30 years to completely pay off their home, as around 90% of homes are purchased using 30-year mortgages. Because of the high value of your home, and long timeframe needed to pay it off, it’s critical to thoroughly evaluate […]
FHA loans are one of the most common types of mortgages, especially for first time home buyers, and those without enough money available for a down payment. Backed and insured by the Federal Housing Administration, these loans allow borrowers to buy a home with a lower down payment and generous terms. FHA loans are some […]
If you’re planning on buying a home with a mortgage, you can expect substantial paperwork during the mortgage application process. This paperwork helps lenders verify important information about you, such as your income history and overall financial stability. If you begin gathering important documents several months before applying for a mortgage, it can help make […]
Throughout the real estate process, you’ll find yourself coming across critically important terms you may not yet be familiar with. Two terms that can be especially confusing are “inspection” and “appraisal.” Both of these are similar, in that an expert walks through a property in order to spot trouble areas, but they both play very […]
Buying your first home is one of your biggest life decisions, and it’s important to be prepared. Here are some things you can do to get ready: Make sure you have good credit To secure a low interest rate on your first mortgage, you’re going to need good credit. This means you should always pay […]
Are you ready to take the next step toward applying for a reverse mortgage? Congratulations! Reverse mortgages let Americans 62-and-up convert part of their home equity (wealth) into cash, a monthly check, or a line of credit. This can provide a financial nest egg for retirees to help meet unexpected costs, such as medical bills […]
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