Blog

Jun 12 2018

A down payment can be one of the biggest obstacles to homeownership. But, it doesn’t have to be. Open Mortgage partners with our clients to identify available mortgage options with minimal or zero down payment requirements. Here are some of the ways we help borrowers achieve the dream of homeownership sooner rather than later. USDA […]

Jun 7 2018

With the summer housing market heating up, a sparkling pool or comfortable outdoor kitchen may seem like the key to closing a sale. However, backyard amenities may not live up to expectations, for buyers or sellers, particularly when it comes to completing the transaction. Appraisal Process If you’ve bought a home before, you likely understand […]

May 8 2018

You’ve found the house. The location is perfect and the curb appeal ideal. Even the price is well within your range. But those cabinets! The cabinets are… yellow! How could you ever start a life in a new home with the absolutely irreparable, wholly permanent and eternally intractable problem that is cabinet color? If you’re […]

Apr 16 2018

Buying a home is a major milestone in most people’s lives. Everyone has different reasons for taking the plunge, and the reason behind the purchase can help guide you toward the type of home you want to buy. First time homeowners may want to move from leasing an apartment to owning a townhouse, while growing […]

Mar 28 2018

If you are a first time home-buyer dipping your toes in the waters of home mortgages, it can sometimes feel like you’re drowning in information. You’ll probably find yourself turning to the internet to Google: How much mortgage can I afford? This will give you many links to online calculators, each with different estimates of […]

Feb 28 2018

Before anyone buys a first home, they have a picture in their mind of what it might include, and how it might look. The good news is that you don’t have to be an architecture buff to learn the basics, which can aid you in your search to finding a dream residence. Depending on who […]

Feb 19 2018

Equal housing opportunity. These three words mean a lot in our industry. It means that those looking to buy a home should never be denied opportunities based on discriminatory factors like race, color, national origin, religion, sex, familial status, or disability. Unfortunately, buying a home wasn’t always fair or equal to all potential homeowners, particularly […]

Feb 15 2018

Marriage or mortgage, agreeing to a long-term commitment isn’t a decision to be taken lightly. A real connection, and the confidence it will last, is critical to the success of either. However, shopping for a mortgage as a married couple can bring some added considerations to the table. For Richer, For Poorer Marital status itself […]

Feb 12 2018

Black History Month celebrates the achievements of African Americans and recognizes their central role in American history. It’s also an opportunity to appreciate the advancement of civil rights, and highlight the deficiencies that still exist. One way to ensure progress continues is by asserting the rights that we all share, and speaking out when they […]

Feb 8 2018

Most first-time home owners understand the difference between achieving the dream of buying a home versus buying a “dream home.” Part of a very personal decision-making process for buyers that know what they can realistically afford means making the latter distinction. Which means you’re probably asking yourself: How can I get the most out of […]

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