Blog

Nov 2, 2021
Girl with hammer
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Building a Budget for Homeownership

The financial responsibilities of homeownership go beyond saving for a down payment and qualifying for a mortgage. They also require being prepared for the ongoing, and sometimes unexpected, costs that can result from owning a home. While most buyers realize the importance of budgeting for the purchase of a home, they can overlook the ongoing […]
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Sep 28, 2021
Toy house on table
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Choosing the Right Loan Length

Shopping for a mortgage means finding the right lender, but it’s not the only important decision. While interest rates, origination fees, and comfort with the loan officer are all critical factors, there’s another difference to consider — and it might need to be at the top of your list. Before you seek out a pre-approval […]
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Apr 13, 2021
Husband holding wife in empty room
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A Couple of Things about a Couple’s Mortgage

Married or not, applying for a mortgage as a couple means twice the credit scores, twice the financial histories, and sometimes twice as many paychecks. When a joint application comes with a higher income, it can be an appropriate way to increase your buying power. But, it can also have a downside. If you’re shopping […]
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Apr 6, 2021
people looking at laptops
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Don’t Let Private Mortgage Insurance Surprise You

Shopping for a mortgage and a home can be an overwhelming experience for many people. In each case, there are many options to consider and lots of terms that you may not have encountered before. These circumstances can make it easy to overlook details while you try to focus on the bigger picture. During the […]
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Dec 19, 2019
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Financial Mistakes for New Homeowners to Avoid

New homeowners work incredibly hard when hunting for the perfect home. Rarely do they overlook finding the best mortgage rates or lenders, and they never move forward without getting a green light from a trusted home inspector. One neglected home-buying practice, however, is taking a personal inventory of financial responsibilities. Failing to prepare financially after […]
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Apr 18, 2019
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What’s In a Mortgage, Anyway? We Break it Down.

Understanding your mortgage payment is essential to your budget. Despite the name, it likely encompasses more than just paying back your lender, so comprehending what it’s comprised of is important for the future. What are the pieces to the mysterious puzzle that will hold your checkbook captive for the next 15-30 years? Let’s break it […]

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Jan 8, 2019
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Face Your Financial Fears: Learn to Budget

If you’ve ever wanted to start a weight loss plan and been terrified to step on the scale, starting a budget can feel the same way. Seeing the truth laid bare means we can’t hide our heads in the sand anymore, which feels comforting but is detrimental in the long run. The truth is, we […]

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Jun 19, 2018
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3 Things First Time Homeowners Wished They Knew Before Buying

It’s an exciting time in your life. You’ve worked hard, you saved up — you’re considering buying your first home. But the road between first time homebuyers and the dotted line can be full of rookie mistakes. To help you spot these pitfalls before you’re in them, here’s three things to consider when going from […]

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Mar 5, 2018
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Landscaping on a Budget—Get that Curb Appeal

First impressions are important when selling a home, and the best way to make a good first impression is with curb appeal. Failing to maintain the outside of your home can turn off potential home buyers, but with a little thought and planning, you can have maximum impact on a minimum budget. First, search through […]

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