The dream of owning a home is a universal aspiration for many, but the reality of coming up with a substantial down payment can be daunting. Fortunately, a variety of low and no-down-payment mortgage options are available to make homeownership more accessible. In this blog post, we will explore five possibilities, including FHA loans, VA loans, USDA loans, conventional loans with private mortgage insurance, and piggyback loans. By understanding these different mortgage options, prospective homebuyers can make informed decisions about which is right for them and their unique financial situation.