A credit score doesn’t tell a lender everything about a person’s finances, but it does help paint a picture to determine if you’re a safe credit risk. And, as we’ve written before, your credit rating impacts both your ability to get a mortgage and the mortgage rate offered. If you’re a first time home buyer,… Continue Reading Raise Your Credit, Lower Your Rates: Turn ‘Good’ Credit to ‘Great’
Getting back into the home buying market after a foreclosure is daunting, but not as uncommon as you might think. The housing crisis a decade ago left millions of homeowners in foreclosure, but many have already overcome the higher hurdles of buying their next home. If you have a foreclosure in your past, it’s important… Continue Reading Rebounding From Foreclosure To Buy Again
Student loan debt have you worried about applying for a mortgage? It isn’t the loan itself that can affect your mortgage qualifications, but the amount you owe on that loan compared to your income, as well as the amount of the mortgage itself. Here are some basic factors that your lender will consider. The Job… Continue Reading Student Loans & Mortgages: Here’s What You Need To Know
Your FICO credit score plays a key role in your ability to apply for a low interest mortgage. The higher your credit score, the more lenders are able to offer you a competitive rate on your loan. For those who are looking at buying a new home, it’s important to prioritize fixing your credit score… Continue Reading Fast Ways to Improve Your Credit Score Before Applying for Your Mortgage
Good credit is important if you’re planning on buying your first home. This is because your credit rating impacts your ability to get a mortgage as well as the mortgage rate you receive. Considering that a lower mortgage rate can save you thousands of dollars over the life of your loan, building and improving your credit… Continue Reading How a Secured Credit Card Can Help Get Your First Mortgage
April was another busy month in the mortgage industry. Here are some recent articles, highlights and homeowner tips: Two Blockbuster Months In A Row Signal Steaming Home Market Pending sales, which are home purchase transactions in which a buyer has signed a contract, reached their best two-month total since April and May of 2016. Key… Continue Reading Mortgage Industry Highlights – April 2017
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