Blog
21,
2019
A credit score doesn’t tell a lender everything about a person’s finances, but it does help paint a picture to determine if you’re a safe credit risk. And, as we’ve written before, your credit rating impacts both your ability to get a mortgage and the mortgage rate offered. If you’re a first time home buyer, […]
14,
2018
Getting back into the home buying market after a foreclosure is daunting, but not as uncommon as you might think. The housing crisis a decade ago left millions of homeowners in foreclosure, but many have already overcome the higher hurdles of buying their next home. If you have a foreclosure in your past, it’s important […]
6,
2018
A credit score shouldn’t be taken lightly (it’s a necessary and important part of your financial life, after all!), but it doesn’t have to be scary, either. Credit scores will ebb and flow based on lots of factors, but here’s the most important thing: getting your score into optimal range IS achievable, especially with the […]
25,
2018
Buying a home is a huge decision. There are lots of questions to ask and pros and cons to weigh before you ever commit to making an offer. But, it’s the financial decisions you made before you started shopping—and the story they tell about you—that could prove to be just as critical. Obtain a copy […]
10,
2017
Student loan debt have you worried about applying for a mortgage? It isn’t the loan itself that can affect your mortgage qualifications, but the amount you owe on that loan compared to your income, as well as the amount of the mortgage itself. Here are some basic factors that your lender will consider. The Job […]
18,
2017
Your FICO credit score plays a key role in your ability to apply for a low interest mortgage. The higher your credit score, the more lenders are able to offer you a competitive rate on your loan. For those who are looking at buying a new home, it’s important to prioritize fixing your credit score […]
6,
2017
Good credit is important if you’re planning on buying your first home. This is because your credit rating impacts your ability to get a mortgage as well as the mortgage rate you receive. Considering that a lower mortgage rate can save you thousands of dollars over the life of your loan, building and improving your credit […]
24,
2017
If you’re planning on buying a home, you have an empowering journey ahead that can provide long-lasting benefits. Whether it’s six months or a year before you buy a home, it’s important to have your finances in order. We recommend improving your credit (most importantly, always pay your bill on time), following a budget, and […]
11,
2017
The housing market has recovered considerably since the crash. Homes are now back in high demand, and – thanks to stricter lending practices – the likelihood of another crash in the future has been drastically reduced. For investors, this means that now is a great time to consider purchasing a rental property. Home costs are […]
8,
2017
April was another busy month in the mortgage industry. Here are some recent articles, highlights and homeowner tips: Two Blockbuster Months In A Row Signal Steaming Home Market Pending sales, which are home purchase transactions in which a buyer has signed a contract, reached their best two-month total since April and May of 2016. Key […]
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