Blog
25,
2017
Mortgage rates are on the rise, and that means if you have been putting off a refinance, it may be time to hurry. The longer you wait, the more likely the interest rates will increase – at least in today’s economy – and that reduces the value of refinancing in the future. Refinancing is not […]
27,
2016
As we head into 2017, it’s common to reflect on your past year and make resolutions for the new year. While typical resolutions often include eating healthier or becoming more organized, what about taking stock of your finances and making financial resolutions? While everyone’s financial situation is unique, here are some strategies and goals that […]
17,
2016
Before the mortgage bubble burst in 2008, there was a saying in the industry: “All you need to get a mortgage is a pulse.” Sounds suspect, no? The mortgage industry pre-2008 was the wild west of the lending frontier. Credit scores and debt-to-income minimums might as well have been suggestions, rather than guidelines. Even worse, […]
9,
2016
One of the most important factors of your mortgage is the interest rate. It is absolutely necessary to secure the lowest possible interest rate to save money over the life of the loan. For example, imagine you want to secure a mortgage for $150,000 and choose the 30-year, fixed rate term. This means you will […]
27,
2016
3,
2016
Spring is right around the corner and is usually considered the right time to buy a home; but the real question is are you in the right time to buy a home? You may have read all of the books and blogs that even whispers the word “Homebuying” but you are never prepared until you […]
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