Blog

Apr
29,
2021

First-time homebuyers often focus their attention on neighborhoods and finishes, not educating themselves on the loan process. In this video, our CEO and founder, Scott Gordon, discusses finding the right mortgage while hunting for your first home. Some of the topics he covers: Speaking to lenders before you begin touring properties Documents to collect prior […]

Apr
15,
2021

credit / documentation / homebuying

Applying for a mortgage includes providing the lender a substantial list of documentation related to your financial situation. You’ve likely seen the long list of documentation that mortgage shoppers are expected to provide along with their application. While tax returns and W-2s from your employer offer insight into your income, the credit report they obtain […]

Feb
9,
2021

Appraisal / documentation / homebuying

As you begin the process of searching for a mortgage, underwriting is one of the first terms that you’re likely to encounter. While many understand it to be an essential step toward a loan’s approval, it’s not always clear what the process involves. Since the goal of buying a home typically hinges on a loan […]

Oct
15,
2020

documentation / tips

Not long ago, we offered some ways to protect yourself against identity theft as well as advice on rehabilitating your credit report when you fall victim to the crime. Occasionally though, the circumstances of identity theft present a more immediate and significant challenge. What if the consequences of having your identity stolen are discovered while […]

Feb
25,
2020

documentation / homebuying / House Selling

First-time homebuyers get a lot of attention, and deservedly so. The path to homeownership is filled with excitement, stress, and lots of questions. Advice for navigating such a unique and unfamiliar process is in high demand. But, does it get easier the second time? Transitioning from a first home to your next home can present […]

May
28,
2019

documentation / homebuying

Don’t believe it if someone tells you that an entrepreneur or small business owner can’t get approved for a mortgage—there are plenty of self-employed borrowers enjoying their own homes. But like any life change, it’s important to approach the mortgage process with your eyes wide open, and you should plan to come prepared to mitigate […]

Aug
21,
2018

documentation / homebuying

Being your own boss can mean hard work, long hours and big rewards. It can also make applying for a mortgage much more intimidating. While traditional employees can provide lenders with W-2s and consistent paychecks, being self-employed complicates the income verification process. However, by understanding what lenders will be looking for, and taking the time […]

Aug
14,
2018

documentation / homebuying

Itching to move into your new home as soon as possible? Try these time-saving tips to get your mortgage approved and processed without delay, so you can settle in and enjoy your new home. Fortune favors the prepared, and so does the mortgage process. Come Prepared & Be Transparent Whether you’re renewing a license at […]

Jan
11,
2018

documentation / homebuying

Shopping for your first home is exciting. But, it can also be overwhelming. What you won’t see on most of those home-buying television shows is the preparation that goes into applying and qualifying for a mortgage, often before the shopping process even begins. A little proactive effort before falling in love with a home can […]

Aug
30,
2017

documentation / hecm / reverse mortgage / Video

When you apply for a reverse mortgage loan, you will need to provide some documentation. It is a good idea to create a checklist of all the documents that you may need for the reverse mortgage process. This video breaks down the documents you should gather before applying for a reverse mortgage.

Blog

First-time Mortgage Shoppers

What Your Bank Statement Reveals to Lenders

Don’t be Overwhelmed by Underwriting

Overcoming Identity Theft on your Path to a Mortgage

Second-Time Homebuyers

Self Employed? A Mortgage is Possible: Here’s what to expect if you have a variable income

Making The Case For A Mortgage When You're Self Employed

I Need to Move Into My New Home ASAP. How Can I Speed Up the Mortgage Process?

Buying A Home? Prepare Your Paperwork

Video: Reverse Mortgage Items Needed