Blog

Apr 15 2021
Person signing paper
Applying for a mortgage includes providing the lender a substantial list of documentation related to your financial situation. You’ve likely seen the long list of documentation that mortgage shoppers are expected to provide along with their application. While tax returns and W-2s from your employer offer insight into your income, the credit report they obtain […]
Feb 9 2021
As you begin the process of searching for a mortgage, underwriting is one of the first terms that you’re likely to encounter. While many understand it to be an essential step toward a loan’s approval, it’s not always clear what the process involves.  Since the goal of buying a home typically hinges on a loan […]
Oct 15 2020
Not long ago, we offered some ways to protect yourself against identity theft as well as advice on rehabilitating your credit report when you fall victim to the crime. Occasionally though, the circumstances of identity theft present a more immediate and significant challenge.  What if the consequences of having your identity stolen are discovered while […]
May 28 2019

Don’t believe it if someone tells you that an entrepreneur or small business owner can’t get approved for a mortgage—there are plenty of self-employed borrowers enjoying their own homes. But like any life change, it’s important to approach the mortgage process with your eyes wide open, and you should plan to come prepared to mitigate […]

Aug 21 2018

Being your own boss can mean hard work, long hours and big rewards. It can also make applying for a mortgage much more intimidating. While traditional employees can provide lenders with W-2s and consistent paychecks, being self-employed complicates the income verification process. However, by understanding what lenders will be looking for, and taking the time […]

Aug 14 2018

Itching to move into your new home as soon as possible? Try these time-saving tips to get your mortgage approved and processed without delay, so you can settle in and enjoy your new home. Fortune favors the prepared, and so does the mortgage process. Come Prepared & Be Transparent Whether you’re renewing a license at […]

Jan 11 2018

Shopping for your first home is exciting. But, it can also be overwhelming. What you won’t see on most of those home-buying television shows is the preparation that goes into applying and qualifying for a mortgage, often before the shopping process even begins. A little proactive effort before falling in love with a home can […]

Aug 30 2017

When you apply for a reverse mortgage loan, you will need to provide some documentation. It is a good idea to create a checklist of all the documents that you may need for the reverse mortgage process. This video breaks down the documents you should gather before applying for a reverse mortgage.

Aug 7 2017

When you begin the homebuying process, your mind can have a million thoughts all over the place. Let this video sort out everything you need to focus on for buying a house.

Jul 13 2017

Buying a home is one of the largest purchases you can make. It takes most people 30 years to completely pay off their home, as around 90% of homes are purchased using 30-year mortgages. Because of the high value of your home, and long timeframe needed to pay it off, it’s critical to thoroughly evaluate […]