For most people, a lot of brainpower goes into buying a home—especially if it’s your first. So it’s tempting to go in search of an easy, clear-cut “rule of thumb” that tells you what you can afford, like a price-to-income guideline. This may have worked in the past (when many assumed you could afford a… Continue Reading How Much to Spend On a First Home
Where does one begin when they start house hunting? The first step is talking to a mortgage lender before you house search so you know what you can really afford. The second is to find a real estate agent you trust to represent you as a buyer. But even with a great agent, those living… Continue Reading Three Negotiation Tactics for First-Time Home Buyers
It’s an exciting time in your life. You’ve worked hard, you saved up — you’re considering buying your first home. But the road between first time homebuyers and the dotted line can be full of rookie mistakes. To help you spot these pitfalls before you’re in them, here’s three things to consider when going from… Continue Reading 3 Things First Time Homeowners Wished They Knew Before Buying
If you are a first time home-buyer dipping your toes in the waters of home mortgages, it can sometimes feel like you’re drowning in information. You’ll probably find yourself turning to the internet to Google: How much mortgage can I afford? This will give you many links to online calculators, each with different estimates of… Continue Reading Finding the Right First Home with the Right Mortgage
Most first-time home owners understand the difference between achieving the dream of buying a home versus buying a “dream home.” Part of a very personal decision-making process for buyers that know what they can realistically afford means making the latter distinction. Which means you’re probably asking yourself: How can I get the most out of… Continue Reading First Time Homeowner? Buy For Your Budget
Despite the “reality” shown on popular HGTV shows, buying a home isn’t always rainbows and butterflies. Real-life issues are bound to emerge after your offer is accepted and the loan process is underway. While there’s no reason to be pessimistic, it’s never a bad thing to be prepared for unseen obstacles. We’ve put together a… Continue Reading Be Prepared for the Unexpected When Buying a House
The choice between buying a home and renting is one of the biggest financial decisions that many adults make. Each have their advantages, but what’s best for you depends on your circumstances. If you’re thinking about buying a home, watch this video to learn some of empowering benefits that could be in your future.