Blog

Dec 27 2016

As we head into 2017, it’s common to reflect on your past year and make resolutions for the new year. While typical resolutions often include eating healthier or becoming more organized, what about taking stock of your finances and making financial resolutions? While everyone’s financial situation is unique, here are some strategies and goals that… Continue Reading New Year’s Financial Resolutions for You and Your Future

Oct 27 2016

Whether you’re considering buying your first home or a long-time homeowner, the mortgage process can feel intimidating and confusing. Much of this is due to mortgage-related terms that aren’t well-understood by the general public. To help you become better prepared for your mortgage process, here are some important  mortgage-related terms and their definitions. Amortization Schedule… Continue Reading Important Mortgage Terms You Should Know

Oct 20 2016

If you’re retired, your home’s layout, features, and location play an important part of your life. And if you’re still living in the home where you raised your children, the home may no longer be ideal for your lifestyle and circumstances. For example, it may be too large, have stairs that are difficult to walk… Continue Reading How HECM for Purchase (H4P) Can Help Retirees Buy a New Home

Oct 19 2016

There are many requirements and steps to obtain a mortgage, and the process can feel intimidating whether you’re a first-time homebuyer or seasoned veteran. To make the mortgage approval process easier to understand (and to help you prepare), here is a guideline of the steps. The guideline is meant to be taken as a general… Continue Reading The Mortgage Approval Process in Plain English

Sep 21 2016

There are numerous factors to consider when buying a house, and some are more important than others. Specifically, people can bring into consideration price, home’s condition and sometimes the location. But what about other lesser known varying factor that can make a break a purchase. Neighborhood When visiting the neighborhood of your future home, this… Continue Reading The Underrated Factors of Buying a Home

Mar 3 2016

Spring is right around the corner and is usually considered the right time to buy a home; but the real question is are you in the right time to buy a home? You may have read all of the books and blogs that even whispers the word “Homebuying” but you are never prepared until you… Continue Reading Pre-qualification is Everything in the Homebuying Process

Feb 25 2016

There’s something desperately missing in your life. You decide to do something about it now, and so you sign up for one of a slew of websites that aim to help yearning hearts like yours find a match. You flip through profiles late at night, and certain phrases or well-lit photos make your heart skip… Continue Reading Why Home Buying Is (or Isn’t) Like Dating?

Feb 11 2016

In a white-hot market, you may feel pressure to make some concessions to win over a seller—and, no, we’re not talking about sending a basket of banana-nut muffins. When you make an offer on a home, it’s standard to throw in some contingencies—telling the seller that if the home isn’t up to snuff for a… Continue Reading Find out what Really Happens When you Waive Contingencies to Score a Home

Jan 22 2016

Home Equity Conversion Mortgage for Purchase: Helping Homeowners Age 62+ “Right-Size” Their Way into a More Comfortable Retirement Many people know that a reverse mortgage allows homeowners age 62 an older to tap into the equity of their homes to improve their cash flow and eliminate their monthly mortgage payments. But did you know it… Continue Reading Understanding Purchasing a Home with a Reverse Mortgage