Blog

Mar 31, 2020
Couple on couch
Imagine walking into your dream home unprepared to make an offer. Because you haven’t worked with a loan originator yet, you may not know if you can afford it. You realize someone else might be more prepared than you and could land your dream home before you even talk to a lender.  You could avoid […]
Mar 19, 2020
Couple sitting on floor
As homeowners get older, it becomes increasingly more difficult and expensive for them to maintain a larger home. That’s why many retirees and empty nesters are moving into smaller spaces. Downsizing, however, is not for everyone. Consider some of the pros and cons of reducing the size of your living spaces before you start shopping.  […]
Mar 10, 2020
Sold sign
The real estate market is experiencing historically low mortgage rates. That means you’ll be facing stiff competition for your dream home because other buyers are going to want it too. Have no fear: you can outfox your competition by adjusting your negotiation approach. Consider what your seller is looking for in an offer and you’ll […]
Mar 3, 2020
Couple sitting on floor
The cost, commitment, and confusion that can accompany the homebuying process are enough to give anyone pause about making the leap from renter to buyer. But for those who believe owning a home remains a matter of when, not if, now could be the time to reconsider your decision to put it off any longer.  […]
Feb 25, 2020
Family in front of house
First-time homebuyers get a lot of attention, and deservedly so. The path to homeownership is filled with excitement, stress, and lots of questions. Advice for navigating such a unique and unfamiliar process is in high demand.  But, does it get easier the second time? Transitioning from a first home to your next home can present […]
Feb 18, 2020
Person using binoculars
You’re not likely to buy the first home you look at, so why go with the first lender you meet or agree to the first loan offer you receive? Financing your home is a critical step in the buying process— the better your loan terms, the more you’ll save for future home improvements and recreation. […]
Feb 11, 2020
Interior of a house
Unless you have an unlimited budget, purchasing your next home will require some compromise. It’s important to have healthy expectations, especially if you’re home searching with a partner. Look for properties that possess most of your preferred home features, but don’t expect to find them all—the perfect home could be one you weren’t expecting.  The […]
Jan 9, 2020
broken tv
Real estate experts agree that reality TV shows about home buying and renovation often lead to unhealthy consumer expectations. While it’s fine to enjoy these shows for their entertainment value, being honest about your budgetary limitations and time restraints is important. Consider these truths before trying to recreate your favorite home buying or fixer-upper reality […]
Dec 27, 2019
For sale sign
Although they are getting harder to find, foreclosed homes continue to appeal to bargain-minded homebuyers. Since these properties are rarely in pristine condition and are owned by banks motivated to sell them, they can offer an affordable entry into homeownership.   Of course, the condition of the home, competition from investors, and a restrictive purchase process […]
Dec 23, 2019
Map
A great way to begin the home buying process is to find a location that meets your lifestyle needs. Doing this makes in-home budgetary sacrifices easier, as you’ll still feel nice and cozy living in that optimal neighborhood.  Recreational Activities  Everybody has a hobby they enjoy outside of their homes. Figure out how close that […]
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