Blog

Jun 27 2017

When you’re self employed, it’s still very possible to get a mortgage, though it can be more challenging. This video details how you can get a mortgage if you’re part of the fastest growing segment of America’s workforce (freelancers and the self-employed).  

Jun 15 2017

May was another busy month for the mortgage industry. Here are some recent articles, highlights, and homeowner tips: U.S. pending home sales fall; housing market recovery intact Contracts to buy previously owned U.S. homes fell for a second straight month in April amid a supply squeeze. However, the housing market recovery remains supported by a… Continue Reading Mortgage Industry Highlights – May 2017

May 24 2017

If you’re planning on buying a home, you have an empowering journey ahead that can provide long-lasting benefits. Whether it’s six months or a year before you buy a home, it’s important to have your finances in order. We recommend improving your credit (most importantly, always pay your bill on time), following a budget, and… Continue Reading Why You Shouldn’t Shop for a Car Before Buying a Home

May 18 2017

For individuals and families considering buying their first home, it can be easy to feel overwhelmed and question whether you should keep renting. After all, buying a home commits you to years of monthly home payments (and risk) in an uncertain global economy. Owning a home also provides a long list of benefits, including increased… Continue Reading Six Compelling Reasons to Buy Your First Home

May 17 2017

Your Realtor is an important part of the homebuying process, and a valuable resource for you.   One of the most exciting homebuying moments is discovering a home you love. When you find that house, here are six essential questions to ask your Realtor:

May 11 2017

The housing market has recovered considerably since the crash. Homes are now back in high demand, and – thanks to stricter lending practices – the likelihood of another crash in the future has been drastically reduced. For investors, this means that now is a great time to consider purchasing a rental property. Home costs are… Continue Reading Five Tips for Obtaining a Mortgage for a Rental Property

May 9 2017

These days, saving money has become harder than ever. With wages stagnating, and expenses on the rise, not many first time home buyers have enough saved to make a 20% down payment. Even those that do may not have enough left over to feel comfortable in their home should anything go wrong. Lenders understand this.… Continue Reading Five Low and No Down Payment Mortgage Options for 2017

May 1 2017

If you’re planning on buying a home, there’s a vast range of online resources available at your fingertips. Contrast today’s virtually endless resources with 25 years ago — homebuying research was mainly limited to home listings in newspapers, books / magazines (which needed to be purchased or checked out from libraries), brochures, and word-of-mouth. With… Continue Reading Five Essential Online Resources for Homebuyers

Apr 27 2017

It’s easy to feel like home buying may not be possible based on your income. Homes are expensive, and it’s not uncommon to hear horror stories about how difficult it is to qualify for a loan, how often borrowers took out loans that were more than they can handle, and more. What you may not… Continue Reading Low Income Mortgage Loans: You Can Afford More Than You Think

Apr 26 2017

In most cases, mortgage loan originators look into your past, present, and likely future to determine if you qualify for a home mortgage. They look at your payment history, your credit score (which takes years to develop), your income for the year, and more. Many of these factors are difficult to change by the time… Continue Reading Five Fast Strategies to Qualify for a Higher Loan Amount