May 11 2022
papers on desk
Don’t let fear of rising interest rates stop you from one of life’s greatest joys…having a home. Watch our video for 5 tips to secure a low interest rate.
Mar 16 2022
government building
As expected, the Federal Reserve announced a quarter-point increase to the federal funds rate as part of its efforts to reduce inflation. Two years ago, at the start of the coronavirus pandemic, rates were cut to near zero. This week’s decision marks the first of several anticipated increases in the coming months. Although the federal […]
Dec 30 2021
Should you opt for a 15, 20, or 30-year mortgage term? What about mortgages with a preliminary adjustable-rate term? Should you change it when refinancing? In this video, our CEO and founder, Scott Gordon, discusses how to make sure your mortgage term fits your needs. Some of the topics he covers: Lower interest rates make […]
Dec 14 2021
percentage on block balanced against a small wooden house
After hovering near historic lows for much of the past year, mortgage rates have ticked up recently and that trend may continue into the new year. Fortunately, despite the importance that most mortgage shoppers give to interest rates, they are not always the most important factor to consider in a loan. If you’re in the […]
Dec 7 2021
couple in front of a house
Are rising real estate prices scaring you away from house hunting? In this video, our CEO and founder, Scott Gordon, explains how rising prices may not be a bad thing and why buying could still be a great decision. Some of the topics he covers: Your borrowing power could be higher thanks to relatively low […]
Feb 23 2021
rates sheet background
We hear a lot about historically low mortgage rates these days, but are there better ways to save? In this video, our CEO and founder, Scott Gordon, discusses what to know about interest rates before you begin your search for a mortgage. Some of the topics he covers: Focusing on rate terms as opposed to […]
Feb 18 2021

Shopping for a home comes with many considerations, not the least of which is finding the right mortgage. One aspect that is often unfamiliar to homebuyers is how an optional fee, referred to as buying points, can impact the immediate and long-term mortgage costs.  While it may seem like another complicated decision to worry about, […]

Nov 10 2020
Homebuyers are likely to know acronyms such as ARM (adjustable-rate mortgage) or PMI (private mortgage insurance) thanks to their experiences shopping for a mortgage. However, LIBOR (London Interbank Offered Rate) is a term most will not recognize.   Despite its obscurity, the LIBOR and its impending disappearance as a standard mortgage benchmark rate may impact many […]
Sep 10 2020
While low interest rates are known for attracting new homebuyers and driving up mortgage applications, they can also affect the housing market. Much like other aspects of the economy, an increase in demand can lead to a rise in prices.  Fortunately, it’s not all bad news for buyers who are still planning to take advantage […]
Apr 16 2020
A small house next to a huge house. Maybe a graph that shows interest rates going down is superimposed in the blue sky above them.
The answer might not surprise you: it all depends on whether your budget can stretch beyond making a larger down payment. While falling interest rates allow for added purchasing power, it remains critical that you understand the true cost of any home—that’s especially the case if the property you’re now eying is a greater financial […]