Blog
15,
2017
There is more to homebuying than the mortgage. There are property taxes that the government requires on homes. There is also the interest on the loan. Some homebuyers need to pay HOA (homeowners’ association) fees to their neighborhood. All of these add a small amount to the total monthly payment that the homeowner makes […]
13,
2017
The United States Department of Agriculture (USDA) is for more than choice meats. The USDA also offers a unique type of home loan that allows specific borrowers to purchase a home with no money down. It is one of the only loans, other than the VA loan, where an individual can qualify for a loan […]
7,
2017
6,
2017
Since the November presidential election, mortgage interest rates have moved higher. And while mortgage interest rates have decreased from post-election highs, many housing analysts expect higher rates throughout 2017. Though there’s no guarantee mortgage rates will continue to rise, it’s important to know how to secure the lowest rate for your mortgage. If you’re planning […]
8,
2016
If you’re a veteran, we want to tell you about a loan that helps you take the empowering journey into home ownership—and doesn’t require a down payment. The VA loan helps military members, veterans, and surviving spouses buy homes Established in 1944 to provide home financing to World War II veterans, the VA Loan (originally […]
9,
2016
One of the most important factors of your mortgage is the interest rate. It is absolutely necessary to secure the lowest possible interest rate to save money over the life of the loan. For example, imagine you want to secure a mortgage for $150,000 and choose the 30-year, fixed rate term. This means you will […]
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