Life isn’t always smooth sailing, but homeowners with equity could access cash or a line of credit to combat stormy seas. Wondering which type of loan is right for you? Take a look at the following excursions to find out. All aboard!
Transitioning into a comfortable retirement typically requires hard work, careful planning and the ability to reconcile your financial health with long-held aspirations. However, if retirement is nearing and the resulting fixed income threatens to derail the lifestyle you imagined, an underutilized and often misunderstood tool could get you back on track. Add Income, Reduce Costs […]
After surviving the stresses of a home search, completing the checklist for a successful closing, and managing the logistics of moving, you’ve finally reached the end of the process, right? Well, almost. While self-congratulations are certainly in order, there’s one more step you don’t want to overlook. Fortunately, its simplicity and cost-saving results provide ample […]
AUSTIN, Texas, Feb. 11, 2019 /PRNewswire/ — Kathie Thomas, CFE kicked off 2019 by joining national mortgage lender Open Mortgage as Executive Vice President of Lending Operations. Thomas brings not only 39 years of mortgage banking expertise and knowledge as a Certified Fraud Examiner, but enthusiasm and energy to the role. “Every person I met before joining Open […]
Where does one begin when they start house hunting? The first step is talking to a mortgage lender before you house search so you know what you can really afford. The second is to find a real estate agent you trust to represent you as a buyer. But even with a great agent, those living […]
In a perfect world where mortgage rates, market inventory and demand from homebuyers align, downsizing to a smaller home would be a piece of cake for aging seniors. Unfortunately, this isn’t always the case, and sometimes downsizing isn’t a feasible option. Seniors Staying Put Factors like lack of affordable inventory in a preferred location can […]
We often start the new year with resolutions to better ourselves, but that doesn’t always extend to the space that most defines us—our home. If you plan to stay in the house long enough to see a return on investment, and if you’ve got the itch to make some structural changes, make this the year […]
Honolulu, HI—Wendy Oshiro, a reverse mortgage specialist with Open Mortgage LLC, joined an elite cadre of mortgage professionals, and only the second from Hawaii, who have achieved the status of being a Certified Reverse Mortgage Professional (CRMP). Oshiro earned the designation after she passed a rigorous exam and background check, thereby demonstrating a competency in […]
For most of us, the dream of home ownership is important for reasons that aren’t easy to quantify with numbers. After all, a home of our own gives us a place to build a life, and the ability to mold it to our specific needs and family. But that doesn’t mean we don’t hope that […]
The decision to divorce is often emotional and difficult, and the minefield of legal and financial actions that follow add to an already stressful situation. There will be important choices to make when it comes to dividing up joint property and assets, and while it’s never an easy process, knowing what happens to a mortgage […]
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