Blog

Mar 10, 2016

Reverse mortgages have had a negative perception until recently. The Federal Housing Administration has altered the program to the point that it can now be used as a financial planning tool and not just another loan product. It still does not negate the fact that so many misconceptions have been associated with HECM loans. However, […]

Mar 3, 2016

Spring is right around the corner and is usually considered the right time to buy a home; but the real question is are you in the right time to buy a home? You may have read all of the books and blogs that even whispers the word “Homebuying” but you are never prepared until you […]

Feb 25, 2016

There’s something desperately missing in your life. You decide to do something about it now, and so you sign up for one of a slew of websites that aim to help yearning hearts like yours find a match. You flip through profiles late at night, and certain phrases or well-lit photos make your heart skip […]

Feb 11, 2016

In a white-hot market, you may feel pressure to make some concessions to win over a seller—and, no, we’re not talking about sending a basket of banana-nut muffins. When you make an offer on a home, it’s standard to throw in some contingencies—telling the seller that if the home isn’t up to snuff for a […]

Feb 4, 2016

If you’re a retiree, you have probably heard talk of reverse mortgages. What exactly are they? What are the pros and cons? Is a reverse mortgage a good idea for you personally? Reverse mortgages are basically loans available to people over 62. Using your house as collateral, the lender gives you money to use during […]

Jan 29, 2016

A good Realtor® is sort of like your own personal Yoda—someone you can trust with your most pressing questions and biggest decisions, guiding you safely toward your destiny (of a brand new home!). But how do you choose the right Realtor when there are literally hundreds of options in your area? They say in California the […]

Jan 22, 2016
Home Equity Conversion Mortgage for Purchase: Helping Homeowners Age 62+ “Right-Size” Their Way into a More Comfortable Retirement Many people know that a reverse mortgage allows homeowners age 62 and older to tap into the equity of their homes to improve their cash flow and eliminate their monthly mortgage payments. But did you know it […]
Jan 14, 2016

With mortgage rates averaging less than 5% for the past five years—and 2015 set to become year No. 6 in that trend—there’s never been a better time to carry a mortgage into retirement, right? Not so fast. While it’s an appealing idea to hold onto a predictable monthly mortgage payment and plow into retirement savings […]

Jan 7, 2016

The U.S. housing market is on track for its best year since 2006. Home prices are up, foreclosures are down, boomerang buyers are re-entering the market, and millennials are finally—finally—moving out of their parents’ basements. Our long national nightmare appears to really be over. Bottom line: The housing crisis is beginning to feel like a […]

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