Blog
13
2018
What’s a home buyer to do when interest rates rise? It’s a question many are considering as the market recovers from the long period of historically low rates following the financial crisis of 2008. With rates rising, buyers worry about getting a bad deal, and what that could mean for long-term financial stability. But that […]
8
2018
Ah, December 25. Bells are ringing, trees are twinkling, houses are…selling? Well, not typically, but it turns out if you’re searching for the perfect home in the winter season, and you’re willing to put in some legwork over the holidays, there’s good news for you: you’ll face less competition and the potential to get a […]
18
2018
Nearly every homebuyer starts with a budget. Beginning the process with a down payment and sales price in mind could simplify your search and avoid the disappointment that comes with falling in love with a home you can’t afford. However, it’s not unusual for home shoppers, and particularly first-time buyers, to overlook certain costs. Avoid […]
13
2018
Times have changed, and so has the way couples are buying homes. While some commit to a mortgage before they commit to marriage, others plan to own a home with a domestic partner and forego a legal union altogether. If you’re one of the many unmarried couples contemplating the purchase of a property, be prepared […]
21
2018
Being your own boss can mean hard work, long hours and big rewards. It can also make applying for a mortgage much more intimidating. While traditional employees can provide lenders with W-2s and consistent paychecks, being self-employed complicates the income verification process. However, by understanding what lenders will be looking for, and taking the time […]
14
2018
Itching to move into your new home as soon as possible? Try these time-saving tips to get your mortgage approved and processed without delay, so you can settle in and enjoy your new home. Fortune favors the prepared, and so does the mortgage process. Come Prepared & Be Transparent Whether you’re renewing a license at […]
7
2018
Sometimes buying a home seems like the most daunting process in the world, especially if you’re a first-time homebuyer that isn’t sure what to expect. Some may even have you thinking you have to hold off on home ownership until you’ve saved what seems like an almost impossible amount of cash, obtained a perfect credit […]
31
2018
According to the U.S. Census Bureau, 64.2% of Americans are homeowners. If you’re part of the 35.8% renting, you might think you’re saving money, and in the short term, you might be right. However, shifting your perspective to the long-term gains and benefits of owning may have you singing a different tune. Here are just […]
17
2018
We’re over halfway through 2018, which means the real estate trends for this year are becoming clear. While no one knows for sure what the future will hold, reviewing what we’ve seen happen so far can help buyers understand what to expect when they put in an offer on a potential home. Lower Inventory = […]
10
2018
After weeks of gathering personal information, printing off bank statements and tax records, and waiting for the bank to approve and underwrite your loan, the time has come—you’ve signed your lender’s paperwork and bought a new house. Now for the really fun part: packing and moving. In the hectic time to come, use this checklist […]
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