Blog
Apr
15
2021
15
2021
Applying for a mortgage includes providing the lender a substantial list of documentation related to your financial situation. You’ve likely seen the long list of documentation that mortgage shoppers are expected to provide along with their application. While tax returns and W-2s from your employer offer insight into your income, the credit report they obtain […]
Apr
13
2021
13
2021
Married or not, applying for a mortgage as a couple means twice the credit scores, twice the financial histories, and sometimes twice as many paychecks. When a joint application comes with a higher income, it can be an appropriate way to increase your buying power. But, it can also have a downside. If you’re shopping […]
Apr
6
2021
6
2021
Shopping for a mortgage and a home can be an overwhelming experience for many people. In each case, there are many options to consider and lots of terms that you may not have encountered before. These circumstances can make it easy to overlook details while you try to focus on the bigger picture. During the […]
Mar
30
2021
30
2021
Some of the terminology that comes up during the homebuying process can be overwhelming, especially the acronyms…there are so many acronyms. In this video, our CEO and founder Scott Gordon defines APR, ARM, DTI, FHA, and PMI to help you better understand what your lender is talking about.
Mar
25
2021
25
2021
For some, technology has made it easier (and safer during the pandemic) to buy and sell homes. In this video, our CEO and founder Scott Gordon discusses whether iBuying might be the right route for you. Some of the topics he covers: iBuying is very convenient for sellers, but it’s likely to come at a […]
Mar
23
2021
23
2021
If you’ve ever shopped for a home, then you know about the extra costs associated with making such a big purchase: Closing costs. In this video, our CEO and founder Scott Gordon discusses ways to minimize these extra expenses. Some of the topics he covers: The typical amount you can expect to pay in closing […]
Mar
2
2021
2
2021
Tuesday, March 2, is Theodor Seuss Geisel’s birthday, known better to millions of readers as Dr. Seuss. Since 1998, the National Education Association has used the day to celebrate its Read Across America initiative to encourage children and teens to read more. Of course, Dr. Seuss’ books have been a favorite of children and those […]
Feb
18
2021
18
2021
Shopping for a home comes with many considerations, not the least of which is finding the right mortgage. One aspect that is often unfamiliar to homebuyers is how an optional fee, referred to as buying points, can impact the immediate and long-term mortgage costs. While it may seem like another complicated decision to worry about, […]
Feb
11
2021
11
2021
When the real estate industry is strong, home buyers find the number of available homes in their dream neighborhoods to be lower than ideal. In this video, our CEO and founder Scott Gordon discusses navigating a home search in a competitive market. Some topics he covers: Prequalifying for a mortgage application before house hunting Making […]
Feb
9
2021
9
2021
As you begin the process of searching for a mortgage, underwriting is one of the first terms that you’re likely to encounter. While many understand it to be an essential step toward a loan’s approval, it’s not always clear what the process involves. Since the goal of buying a home typically hinges on a loan […]
