Blog

Aug 21 2018

Being your own boss can mean hard work, long hours and big rewards. It can also make applying for a mortgage much more intimidating. While traditional employees can provide lenders with W-2s and consistent paychecks, being self-employed complicates the income verification process. However, by understanding what lenders will be looking for, and taking the time […]

Aug 14 2018

Itching to move into your new home as soon as possible? Try these time-saving tips to get your mortgage approved and processed without delay, so you can settle in and enjoy your new home. Fortune favors the prepared, and so does the mortgage process. Come Prepared & Be Transparent Whether you’re renewing a license at […]

Aug 7 2018

Sometimes buying a home seems like the most daunting process in the world, especially if you’re a first-time homebuyer that isn’t sure what to expect. Some may even have you thinking you have to hold off on home ownership until you’ve saved what seems like an almost impossible amount of cash, obtained a perfect credit […]

Jul 31 2018

According to the U.S. Census Bureau, 64.2% of Americans are homeowners. If you’re part of the 35.8% renting, you might think you’re saving money, and in the short term, you might be right. However, shifting your perspective to the long-term gains and benefits of owning may have you singing a different tune. Here are just […]

Jul 17 2018

We’re over halfway through 2018, which means the real estate trends for this year are becoming clear. While no one knows for sure what the future will hold, reviewing what we’ve seen happen so far can help buyers understand what to expect when they put in an offer on a potential home. Lower Inventory = […]

Jul 10 2018

After weeks of gathering personal information, printing off bank statements and tax records, and waiting for the bank to approve and underwrite your loan, the time has come—you’ve signed your lender’s paperwork and bought a new house. Now for the really fun part: packing and moving. In the hectic time to come, use this checklist […]

Jun 25 2018

If you’re in the market for a home, it’s likely your priorities are choosing a home that is a good fit for your lifestyle: Will it fit your growing family? Is it a community with access to the activities, schools and establishments you want in your everyday life? Do you feel comfortable with the neighborhood […]

Jun 12 2018

A down payment can be one of the biggest obstacles to homeownership. But, it doesn’t have to be. Open Mortgage partners with our clients to identify available mortgage options with minimal or zero down payment requirements. Here are some of the ways we help borrowers achieve the dream of homeownership sooner rather than later. USDA […]

Jun 7 2018

With the summer housing market heating up, a sparkling pool or comfortable outdoor kitchen may seem like the key to closing a sale. However, backyard amenities may not live up to expectations, for buyers or sellers, particularly when it comes to completing the transaction. Appraisal Process If you’ve bought a home before, you likely understand […]

May 8 2018

You’ve found the house. The location is perfect and the curb appeal ideal. Even the price is well within your range. But those cabinets! The cabinets are… yellow! How could you ever start a life in a new home with the absolutely irreparable, wholly permanent and eternally intractable problem that is cabinet color? If you’re […]

You Deserve More.

Let's get started.