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Aug
30,
2018

list / millennials

Shining City on a Hill: Top Cities for Millennial Homebuyers

An “overwhelming majority” of renters under age 35 hope to be homeowners one day, according to studies by the National Association of Realtors (NAR). Why are they waiting longer than previous generations to buy? There are several reasons, but a few that have contributed to the statistics include slower national wage gains, higher real estate […]

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/house.png"/>

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png"/>

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/windows.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 64px; --smush-placeholder-aspect-ratio: 64/83;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/windows.png"/>

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/house.png"/>

Purchase a Home

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png"/>

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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/windows.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 64px; --smush-placeholder-aspect-ratio: 64/83;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/windows.png"/>

Renovate a Home

Get Started

<img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/couch.png"/>

FIND A

Reverse Mortgage

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I want to...

<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/house.png"/>

Purchase
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<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png"/>

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Renovate
a Home

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I want to...

<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/house.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 74px; --smush-placeholder-aspect-ratio: 74/93;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/house.png"/>

Purchase
a Home

Get Started

<img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 75px; --smush-placeholder-aspect-ratio: 75/80;" /><noscript><img class="center-block icon-image img-responsive" src="https://openmortgage.com/wp-content/uploads/2022/06/doors.png"/>

Refinance
a Home

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<img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo" src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png"/>

Purchase Loan Qualifier

To get started we'd like to ask just a few questions.
This will help us gather the correct information.

How many people are in your household?

CONTINUE

What is your household annual income?

< $30,000

$30k - $40k

$40k - $50k

$50k - $60k

$60k - $70k

$70k - $80k

$80k - $90k

$90k - $100k

> $100k

CONTINUE

Because income limits can vary by location, what city would you like to live in?

CONTINUE

How would you say your credit is?

Poor (300 - 579)

Fair (580 - 669)

Good (670 - 739)

Great (740 - 800)

CONTINUE

What is your name?

First Name

Last Name

CONTINUE

Do you currently own, or have you ever owned a home?

CONTINUE

Are you familiar with the home buying process?

Yes

No

CONTINUE

What is the address of your home?

Street Address

City

State

Zip Code

CONTINUE

What is a good email for you?

CONTINUE

What is a good phone number to reach you at?

Thank You !

Thank you for answering the questions. We have received your inquiry and are currently reviewing your information. One of our loan originators will follow up shortly to provide a FREE quote and one-on-one consultation.

Branch Location: ,

Branch NMLS:

<img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo" src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png"/>

Refinance Mortgage Evaluation

To get started, we'd like to ask just a few questions.
This will help us gather the correct information.

What type of property are you interested in refinancing?

Primary Residence

Secondary/Vacation Home

Investment Property

CONTINUE

What would you like to accomplish with the refinance?

Cash out

Lower term

Home Improvements

Go from ARM to FIXED rate

CONTINUE

Because it makes a difference in the interest rate, what kind of property is it?

Single Family

Townhome

Condo

Manufactured

CONTINUE

To help us calculate your LTV (loan-to-value) ratio, what is the estimated value of your home?

Less than $250k

$250k - $300k

$301k - $350k

$351k - $400k

$401k - $450k

$451k - $500k

$501k - $550k

$551k - $600k

$601k - $650k

$651k - $700k

$701k or higher

CONTINUE

It is ok to estimate, but what is your current loan balance?

CONTINUE

Would you want to access some of your equity and borrow additional cash when you refinance?

Yes

No

CONTINUE

Considering that a guess is just fine, how would you say your credit is?

Fair (580 - 669)

Good (670 - 739)

Very Good (740 - 799)

Excellent (800+)

CONTINUE

Some people qualify for a VA Interest Rates Reduction Refinance Loan (IRRRL). Are you or your spouse a veteran or active military?

Yes

No

CONTINUE

What is your name?

First Name

Last Name

CONTINUE

What is the address of your home?

Street Address

City

State

Zip Code

CONTINUE

What is a good email for you?

CONTINUE

What is a good phone number to reach you at?

Thank You !

Thank you for answering the questions. We have received your inquiry and are currently reviewing your information. One of our loan originators will follow up shortly to provide a FREE quote and one-on-one consultation.

Office:
Mobile:

Branch Location: ,

Branch NMLS:

<img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo" src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png"/>

Renovation Loan Evaluation

To get started we'd like to ask just a few questions.
This will help us gather the correct information.

What type of home improvement project is it?

CONTINUE

What type of property is this for?

Single Family

Townhome

Condominium

Manufactured home

Multi-Family

CONTINUE

How is the property used?

Primary Residence

Vacation or Second Home

Investment Property

CONTINUE

What is the zip code of the property?

Zip Code

CONTINUE

It is ok to guess, but what is the estimated value of the property you'd like to refinance?

CONTINUE

It is ok to guess, but what is the estimated remaining balance on the first mortgage?

CONTINUE

Do you have a second mortgage?

Yes

No

It is ok to guess, but what is the balance on the second mortgage?

CONTINUE

Have you or your spouse (if applicable) ever served in the Military?

Yes

No

CONTINUE

Have you had a bankruptcy or foreclosure in the past seven years?

Yes

No

How recent?

CONTINUE

What is your name?

First Name

Last Name

CONTINUE

What is a good email for you?

CONTINUE

What is a good phone number to reach you at?

Thank You !

Thank you for answering the questions. We have received your inquiry and are currently reviewing your information. One of our loan originators will follow up shortly to provide a FREE quote and one-on-one consultation.

Office:
Mobile:

Branch Location: ,

Branch NMLS:

<img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo lazyload" data-src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" style="--smush-placeholder-width: 264px; --smush-placeholder-aspect-ratio: 264/105;" /><noscript><img class="small-mobile-logo" src="https://openmortgage.com/wp-content/uploads/2022/05/Stack_Blue_R.png"/>

Reverse Mortgage Evaluation

To get started we'd like to ask just a few questions.
This will help us gather the correct information.

What are you planning on using the funds for?

Extra Monthly Income

Healthcare Costs

Updates to the Home

Other

CONTINUE

What is your age?

CONTINUE

What is the age of the youngest person on the title of the home?

CONTINUE

What is the approximate value of your home?

CONTINUE

How much is left on your current mortgage?

CONTINUE

What is your name?

First Name

Last Name

CONTINUE

What is the address of your home?

Street Address

City

State

Zip Code

CONTINUE

What is a good email for you?

CONTINUE

What is a good phone number to reach you at?

Thank You !

Thank you for answering the questions. We have received your inquiry and are currently reviewing your information. One of our Reverse Loan Originators will follow up shortly to provide a FREE quote and one-on-one consultation.

Office:
Mobile:

Branch Location: ,

Branch NMLS: