Blog

Mar 21, 2018

Teachers and first responders have an enormous impact on our communities. What they consider routine can have life-changing implications for those around them. And although the financial rewards for these professionals may match their efforts, the contributions don’t go unnoticed. One way their dedication gets recognized is through unique home buying and mortgage programs. These […]

Jan 18, 2018
Buying or selling a home is more than just a transaction. It involves many steps, from listing to closing, and each one can be a source of frustration, especially if either party is unclear about the purpose or unsure about what to expect. The appraisal is just one of those anxiety-inducing steps. By understanding the […]
Nov 3, 2017

VA loans are home mortgages designed specifically for veterans that have served a minimum of 90 days on active duty. Developed and guaranteed by the United States Department of Veteran Affairs, approved lenders can issue home loans to veterans without the stipulations of a traditional loan. Here’s everything you need to know (and more) if […]

Jul 11, 2017

Remodeling can dramatically improve your home’s livability, make it more attractive, and can boost your property value. Even if you’ve never thought of remodeling, consider the following locations in your home, and imagine whether you could improve them: Kitchen Master bathroom Living room Outdoor landscaping Patio / deck If you can think of obvious improvements […]

Jun 29, 2017

The VA loan allows veterans, active members of the military, and surviving spouses to purchase a home with zero down payment unless required by a lender, or unless a purchase price is more than a property’s reasonable value. In addition, VA loans don’t require private mortgage insurance (PMI). Most traditional home loans require borrowers to […]

Jun 26, 2017

On June 8, the 30-year fixed mortgage rate dropped to a seven month low, and averaged 3.89% for the week. This compares to a March 2017 mortgage rate of 4.3%, and counters early year predictions of rising mortgage rates throughout 2017. Since the 2008 recession, mortgage rates have trended lower As you can see from […]

May 15, 2017

Those looking for a low to no down payment mortgage have options. From VA loans to HomeReady Loans to loans only available via the state, there are many different mortgages available for those who do not have the traditional 20% down payment. The most common of these home loans is the FHA loan, backed by […]

May 9, 2017

These days, saving money has become harder than ever. With wages stagnating, and expenses on the rise, not many first time home buyers have enough saved to make a 20% down payment. Even those that do may not have enough left over to feel comfortable in their home should anything go wrong. Lenders understand this. […]

Apr 20, 2017

If you’re starting the homebuying process, it’s normal to feel confused by the different loan types.   One of the best ways to address your concerns is learning as much as possible. After watching our new five minute video, you’ll know about the major home loans, including down payment information, and which loan could be […]

Apr 12, 2017

Is your property the perfect home and the perfect investment? If you’re like most homeowners, there are upgrades, renovations, and restorations you can make on your property that will either increase its value, or help improve how comfortable you are with the look and feel of your home. For that, you need to make changes, […]

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