Blog
Oct
21
2021
21
2021
With interest rates hovering near historic lows, deciding whether to buy a new home or refinance your existing one can be difficult. Each comes with a distinct set of advantages and downsides. Start your decision-making process with the best information. While there’s no correct answer for everyone, a poor approach is likely to have bad […]
Aug
24
2021
24
2021
A dramatic drop in interest rates led to a boom in mortgage refinances during 2020 and early 2021. While rates remain at historic lows, their stabilization will likely reduce the number of homeowners who are prompted by the news of falling rates to explore refinancing. Instead, it will be the proactive property owners who primarily […]
Aug
10
2021
10
2021
A red-hot real estate market is giving many homeowners a big bump in equity. In this video, our CEO and founder, Scott Gordon, explores a few ways to cash in on years of hard work and currently rising equity. Some of the topics he covers: Home Equity Lines of Credit and Refinancing Home Equity Conversion […]
Jun
8
2021
8
2021
A Home Equity Conversion Mortgage (HECM), or reverse mortgage, is unlike a traditional mortgage. While it’s still a loan, the program is limited to those over the age of 62. In addition, repayment can be deferred as long the property remains the primary residence of the borrower. However, a HECM does share some similarities with […]
Jan
28
2021
28
2021
A tightening housing market can present buyers with limited options when it comes to finding the right home. Fortunately, even shoppers without the savings to fund a substantial renovation can take advantage of loan programs designed to help them create the house they always wanted. If you’re having trouble finding a property that checks all […]
Jan
5
2021
5
2021
Shopping for a mortgage with substantial student loan debt may seem like an exercise in futility, but it might be less of a challenge than you imagined. Between repayment plans, lender approaches and old-fashioned financial responsibility, buying a home may already be within reach. Before writing off your ability to qualify for a mortgage, review […]
Jul
23
2020
23
2020
Mortgage interest rates reached record lows last month, giving many homeowners a substantial reason to pursue refinancing. However, if the current rates aren’t enough to persuade you, or other factors are holding you back, staying prepared to refinance is still a smart strategy. Most experts agree that a dramatic rise in interest rates is unlikely […]
May
28
2020
28
2020
Millions of Americans have been impacted by the COVID-19 pandemic. If you happen to be one of them, it’s likely you’re concerned about how to pay your rent or mortgage. The good news is: lenders and legislatures are working to provide you with relief. If your bank account has run low, there are options to […]
May
12
2020
12
2020
While homeownership might provide more stability—rent increases every year, while mortgage payments stay the same—some still prefer to rent their home. After all, it does appear to be the cheaper option at first glance. If you’re caught at these crossroads, consider this: though it might initially cost more to own a home, there could be […]
Feb
13
2020
13
2020
Is it time to refresh your mortgage? If your current mortgage payment has been a part of your life for more than a few years, don’t assume your mortgaging options are few and far between. Not so. A mortgage makeover could have you looking at your monthly payment in a whole new light. Refinance With […]
