Blog

May 18 2022
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Transitioning into a comfortable retirement typically requires hard work, careful planning, and the ability to reconcile your financial health with long-held aspirations. However, if retirement is nearing and the resulting fixed income threatens to derail the lifestyle you imagined, an underutilized and often misunderstood tool could get you back on track. Add Income, Reduce Costs […]
Jan 6 2022
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As 2021 comes to a close, it might be the best time to consider your refinancing options rather than moving it to your list of New Year’s resolutions. Interest rates have ticked up in recent months, and the trend may continue, making a delay more costly as well. If refinancing is on your mind, consider […]
Dec 30 2021
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Should you opt for a 15, 20, or 30-year mortgage term? What about mortgages with a preliminary adjustable-rate term? Should you change it when refinancing? In this video, our CEO and founder, Scott Gordon, discusses how to make sure your mortgage term fits your needs. Some of the topics he covers: Lower interest rates make […]
Oct 21 2021
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With interest rates hovering near historic lows, deciding whether to buy a new home or refinance your existing one can be difficult. Each comes with a distinct set of advantages and downsides. Start your decision-making process with the best information. While there’s no correct answer for everyone, a poor approach is likely to have bad […]
Aug 24 2021
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A dramatic drop in interest rates led to a boom in mortgage refinances during 2020 and early 2021. While rates remain at historic lows, their stabilization will likely reduce the number of homeowners who are prompted by the news of falling rates to explore refinancing. Instead, it will be the proactive property owners who primarily […]
Aug 10 2021
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A red-hot real estate market is giving many homeowners a big bump in equity. In this video, our CEO and founder, Scott Gordon, explores a few ways to cash in on years of hard work and currently rising equity. Some of the topics he covers: Home Equity Lines of Credit and Refinancing Home Equity Conversion […]
Jun 8 2021
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A Home Equity Conversion Mortgage (HECM), or reverse mortgage, is unlike a traditional mortgage. While it’s still a loan, the program is limited to those over the age of 62. In addition, repayment can be deferred as long the property remains the primary residence of the borrower. However, a HECM does share some similarities with […]
Jan 28 2021
A tightening housing market can present buyers with limited options when it comes to finding the right home. Fortunately, even shoppers without the savings to fund a substantial renovation can take advantage of loan programs designed to help them create the house they always wanted. If you’re having trouble finding a property that checks all […]
Jan 5 2021
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Shopping for a mortgage with substantial student loan debt may seem like an exercise in futility, but it might be less of a challenge than you imagined. Between repayment plans, lender approaches and old-fashioned financial responsibility, buying a home may already be within reach.  Before writing off your ability to qualify for a mortgage, review […]
Jul 23 2020
Mortgage interest rates reached record lows last month, giving many homeowners a substantial reason to pursue refinancing. However, if the current rates aren’t enough to persuade you, or other factors are holding you back, staying prepared to refinance is still a smart strategy.  Most experts agree that a dramatic rise in interest rates is unlikely […]