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Jun 8 2021
Senior couple in doorway
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Refinancing a Reverse Mortgage

A Home Equity Conversion Mortgage (HECM), or reverse mortgage, is unlike a traditional mortgage. While it’s still a loan, the program is limited to those over the age of 62. In addition, repayment can be deferred as long the property remains the primary residence of the borrower. However, a HECM does share some similarities with […]
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Jan 28 2021
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Expand Your Options with a Renovation Loan

A tightening housing market can present buyers with limited options when it comes to finding the right home. Fortunately, even shoppers without the savings to fund a substantial renovation can take advantage of loan programs designed to help them create the house they always wanted. If you’re having trouble finding a property that checks all […]
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Jan 5 2021
young couple looking to the right
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Five Ways to Get a Mortgage Despite your Student Loans

Shopping for a mortgage with substantial student loan debt may seem like an exercise in futility, but it might be less of a challenge than you imagined. Between repayment plans, lender approaches and old-fashioned financial responsibility, buying a home may already be within reach.  Before writing off your ability to qualify for a mortgage, review […]
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Jul 23 2020
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Stay Ready to Refinance

Mortgage interest rates reached record lows last month, giving many homeowners a substantial reason to pursue refinancing. However, if the current rates aren’t enough to persuade you, or other factors are holding you back, staying prepared to refinance is still a smart strategy.  Most experts agree that a dramatic rise in interest rates is unlikely […]
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May 28 2020
Pile of bills
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Maintain Your Mortgage

Millions of Americans have been impacted by the COVID-19 pandemic. If you happen to be one of them, it’s likely you’re concerned about how to pay your rent or mortgage. The good news is: lenders and legislatures are working to provide you with relief. If your bank account has run low, there are options to […]
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May 12 2020
house
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The Financial Flexibility of Homeownership

While homeownership might provide more stability—rent increases every year, while mortgage payments stay the same—some still prefer to rent their home. After all, it does appear to be the cheaper option at first glance. If you’re caught at these crossroads, consider this: though it might initially cost more to own a home, there could be […]
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Feb 13 2020
seesaw with rates and a toy house
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Give Your Mortgage a Makeover

Is it time to refresh your mortgage? If your current mortgage payment has been a part of your life for more than a few years, don’t assume your mortgaging options are few and far between. Not so. A mortgage makeover could have you looking at your monthly payment in a whole new light. Refinance With […]
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Oct 1 2019
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ARM Adjustment? Make the First Move

The Adjustable-Rate Mortgage (ARM) has been a useful option for borrowers looking to minimize their interest rate or planning another move sooner rather than later, and recently it has been growing in popularity. If you already have an ARM or are considering its advantages, it’s important to prepare for its namesake inevitability. Although the initial […]

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Sep 26 2019

Refinancing Can Offer a Shortcut to Paying off Your Mortgage

With interest rates at historical lows, many homeowners are considering the benefits of refinancing their mortgages. While lowering your monthly payments can be appealing, restarting a 30-year mortgage could increase the total interest you’ll pay over a lifetime. On the other hand, refinancing to a shorter-term, 15- or 20-year loan could actually save you money […]

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Sep 5 2019

Five Rules for a Rewarding Refinance

With mortgage rates at historic lows, the Federal Reserve recently cutting the funds rate for the first time in a decade, and more rate cuts expected as soon as this month, many homeowners can now benefit from refinancing.  But how do you know if refinancing your mortgage is the right move? We’ve put together five […]

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