Blog

Jun 20 2017

For homebuyers, your mortgage payment is one of several monthly costs you’ll have to pay. Other monthly costs include your property taxes, homeowners insurance, and homeowners association (HOA) fees. On top of these, homeowners can expect a substantial monthly power power bill. In the summer of 2017 alone, the average American household faces a $410… Continue Reading Choose Wisely When You Insulate Your Home

Jun 15 2017

May was another busy month for the mortgage industry. Here are some recent articles, highlights, and homeowner tips: U.S. pending home sales fall; housing market recovery intact Contracts to buy previously owned U.S. homes fell for a second straight month in April amid a supply squeeze. However, the housing market recovery remains supported by a… Continue Reading Mortgage Industry Highlights – May 2017

Jun 13 2017

One of the biggest advantages of owning a home is building home equity. Home equity is the current market value of a home minus its outstanding mortgage balance. In simple terms, it’s home ownership that you build by making monthly mortgage payments. Depending on the terms of your mortgage, you’ll usually pay it off in… Continue Reading Five Ways to Build Home Equity Faster

Jun 1 2017

When you commit to buying a home with a mortgage, it’s usually with the plan of paying it off with monthly payments over 15 or 30 years. During this long timeframe, your life circumstances could change, or the economy could change. When either of these occur, you might want to consider refinancing your mortgage. Here… Continue Reading Five Reasons to Refinance Your Mortgage

May 25 2017

As we head towards June, summer is on our doorstep! With weather forecasters predicting a hotter-than-average summer for much of the country, and with the average household facing a $410 monthly electricity bill, lowering your air conditioning (AC) costs can provide major benefits for your finances. Here are some simple strategies to lower your AC… Continue Reading How to Lower Your Summer Air Conditioning Costs While Staying Cool

May 18 2017

For individuals and families considering buying their first home, it can be easy to feel overwhelmed and question whether you should keep renting. After all, buying a home commits you to years of monthly home payments (and risk) in an uncertain global economy. Owning a home also provides a long list of benefits, including increased… Continue Reading Six Compelling Reasons to Buy Your First Home

May 4 2017

As we head into May, heat has arrived in many parts of the country, and summer is almost on our doorstep. If you’re a homeowner, now’s the time to get your home ready. Here are five ways to do this: Inspect your air conditioner Spring is the time to make sure your air conditioner (AC)… Continue Reading It's Time to Prepare Your Home for Summer

May 2 2017

If you’re planning your retirement or are already retired, the state you live in matters. Because individual states have different tax laws, varying affordability levels, and a range of  benefits (and drawbacks) for retirees — where you retire will have a dramatic impact on your life. Wallethub recently ranked the top five states to retire… Continue Reading Study: the Five Best States to Retire

Mar 16 2017

When it comes to homes, insulation matters! And according to recent research, 90% of US homes are under-insulated. If you’re one of the many Americans living in an under-insulated home, here are six reasons to consider adding insulation: It helps keep your home comfortable If your home feels uncomfortably cold during winter or hot during… Continue Reading Six Reasons to Consider Adding Home Insulation

Mar 6 2017

If you’re a homeowner, you’ll be aware of your monthly mortgage payment and interest rate. And you might have wondered about refinancing your mortgage to change these figures. Refinancing lets you replace your current mortgage with a new one. Two of the most common mortgage refinance methods are rate-and-term, and cash-out. What’s the difference between… Continue Reading Mortgage Refinancing: Cash-Out vs. Rate-and-Term

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