We often start the new year with resolutions to better ourselves, but that doesn’t always extend to the space that most defines us—our home. If you plan to stay in the house long enough to see a return on investment, and if you’ve got the itch to make some structural changes, make this the year […]
Honolulu, HI—Wendy Oshiro, a reverse mortgage specialist with Open Mortgage LLC, joined an elite cadre of mortgage professionals, and only the second from Hawaii, who have achieved the status of being a Certified Reverse Mortgage Professional (CRMP). Oshiro earned the designation after she passed a rigorous exam and background check, thereby demonstrating a competency in […]
For most of us, the dream of home ownership is important for reasons that aren’t easy to quantify with numbers. After all, a home of our own gives us a place to build a life, and the ability to mold it to our specific needs and family. But that doesn’t mean we don’t hope that […]
The decision to divorce is often emotional and difficult, and the minefield of legal and financial actions that follow add to an already stressful situation. There will be important choices to make when it comes to dividing up joint property and assets, and while it’s never an easy process, knowing what happens to a mortgage […]
Retirement has arrived, and the next stage of your life is set to begin! But should your second act include a change of scenery? If you’re contemplating a post-retirement move, we suggest taking a moment to ask the right questions and consider your options carefully. Of course, it’s best to start with the question, “Why […]
If you’re one of the 44 million Americans with student loan debt, buying a home may seem like a distant dream. However, some sound financial planning and an understanding of what lenders are looking for can put homeownership within reach. Start With Understanding Your Situation It’s not uncommon to feel overwhelmed by student loan debt. […]
The fact that most of us can expect to enjoy a longer, healthier retirement than previous generations is certainly worth celebrating. However, it also requires careful consideration of the financial implications that come with a retirement that could last 40 years or more. Give Your Plan A Second Look If your retirement date is approaching, […]
If you’ve ever wanted to start a weight loss plan and been terrified to step on the scale, starting a budget can feel the same way. Seeing the truth laid bare means we can’t hide our heads in the sand anymore, which feels comforting but is detrimental in the long run. The truth is, we […]
For many, a home is filled with the things that matter most. Whether it’s beloved family, most-treasured memories or favorite possessions, their importance makes a house much more than just a place to live When it comes to homeowners in retirement, or those nearly there, a home also offers something else that shouldn’t be overlooked—equity. […]
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