While Freddie Mac reports stable mortgage rates, that could change relatively soon. The Federal Open Market Committee decided not to issue a rate cut after a recent meeting on June 19, however, after much speculation and continued concerns over key economic factors, indicated that it may soon begin to lower interest rates. While current global […]
Saving for a down payment can be one of the biggest barriers to homeownership. Help with a down payment in the form of a gift from a family member can put you ahead of the curve, but there are a few things you should know to avoid potential pitfalls later. Cash from a relative may […]
Most of us look forward to the day we can retire. However, the realities of living on a fixed income can be daunting. Because of this difficulty in predicting the future, diving into the details of a retirement plan with anyone other than your spouse probably seems like an unappealing endeavor. In fact, discussing your […]
If you’re one of the 45 million Americans with outstanding student loan debt, buying a home may seem like a pipe dream. However, your mortgage aspirations don’t necessarily end at your student loan balance. A careful review of your repayment options, the right lending partner and some smart financial planning can put home ownership back […]
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