With interest rates at historical lows, many homeowners are considering the benefits of refinancing their mortgages. While lowering your monthly payments can be appealing, restarting a 30-year mortgage could increase the total interest you’ll pay over a lifetime. On the other hand, refinancing to a shorter-term, 15- or 20-year loan could actually save you money […]
The fall season is quickly approaching, and shifts in temperatures and weather patterns come along with it. Now is the time to weatherproof your home for a comfortable autumn and winter. Prepare to combat cold temperatures As things begin to cool down outdoors, it’s important to make sure your home will keep you warm. Ensure […]
First-time homebuyers realize that “closing” is the final step in their home purchase. And while they know that “closing costs” are part of the process, the vagueness of the term often leaves them struggling to decipher documents just days before closing. Shedding some light on this overlooked part of the process can avoid confusion and […]
A home equity conversion mortgage (HECM), or reverse mortgage, can be a valuable tool for seniors in retirement. A HECM enables homeowners 62 years of age or older to tap into their homes’ equity in the form of a one-time or monthly cash disbursements. If you’re considering pursuing a reverse mortgage, completing a self-evaluation is a […]
The home buying process is among the most stressful and intimidating events in the life of a modern American, according to a 2018 survey by Homes.com. In fact, only 20 percent of respondents said they felt confident as they entered their home search. Becoming a homeowner doesn’t have to be scary, though. With a reliable, […]
Just because your retirement has arrived doesn’t mean you’re out of time to find new opportunities to better your financial future. If your retirement plans include an active lifestyle and an interest in diversifying your asset portfolio, one tool at your disposal could be worth considering. Using a HECM for Purchase to buy a 2-4 […]
With mortgage rates at historic lows, the Federal Reserve recently cutting the funds rate for the first time in a decade, and more rate cuts expected as soon as this month, many homeowners can now benefit from refinancing. But how do you know if refinancing your mortgage is the right move? We’ve put together five […]
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