Mar 31 2020
Couple on couch

Imagine walking into your dream home unprepared to make an offer. Because you haven’t worked with a loan originator yet, you may not know if you can afford it. You realize someone else might be more prepared than you, and could land your dream home before you even talk to a lender.  You could avoid… Continue Reading Start Your Home Search the Right Way

Mar 26 2020
Magnifying glass

Whether you’re buying, selling, refinancing or pursuing a reverse mortgage, you can expect to encounter the home appraisal process along the way. It’s a critical, but often unfamiliar, experience with significant consequences for your goal.  Eliminating the mystery of the factors that determine an appraisal, why it’s required, and how it can impact your transaction… Continue Reading Understanding the Appraisal Process

Mar 24 2020
Room interior

In nearly every case, homebuying requires compromise. Even when you fall in love with a house during your hunt, there will likely be some changes or improvements you’ll want to make eventually.  And while your budget is probably the primary factor for deciding when the time is right, certain upgrades make sense to do sooner… Continue Reading New Buyer Upgrades that Shouldn’t Wait

Mar 19 2020
Couple sitting on floor

As homeowners get older, it becomes increasingly more difficult and expensive for them to maintain a larger home. That’s why many retirees and empty nesters are moving into smaller spaces. Downsizing, however, is not for everyone. Consider some of the pros and cons of reducing the size of your living spaces before you start shopping. … Continue Reading How to Avoid a Downsizing Disaster

Mar 17 2020
loan application

Applying for a mortgage is an in-depth process. Along the way, an underwriter will be reviewing your bank statements, tax returns and credit history to evaluate your eligibility for a long-term loan. But, even the most confident borrower can run into unexpected problems if they lack a thorough understanding of the situation.  If a mortgage… Continue Reading Four Mortgage Mistakes that Can Derail Your Application

Mar 12 2020

Studies are showing that droves of Millennials are moving out of cities in favor of neighboring suburbs. This shift has a lot to do with the rising costs of city life. You too might enjoy the move if you’re looking to save money while purchasing a home or if you’re planning to start a family.… Continue Reading Suburban Appeal is Very Real

Mar 10 2020
Sold sign

The real estate market is experiencing historically low mortgage rates. That means you’ll be facing stiff competition for your dream home, because other buyers are going to want it too. Have no fear: you can outfox your competition by adjusting your negotiation approach. Consider what your seller is looking for in an offer and you’ll… Continue Reading Make Your Offer Count

Mar 5 2020
Couple bird watching

Mark Twain wrote about traveling abroad in the 1860s. One hundred years later, John Steinbeck wrote about a road trip he took with his dog Charley. Today, the internet is saturated with travel blogs. Americans are fascinated with travel, and it’s easy to understand why: travel is one of the most rewarding experiences in life.… Continue Reading Add Travel to Your Retirement Plans

Mar 3 2020
Couple sitting on floor

The cost, commitment and confusion that can accompany the homebuying process are enough to give anyone pause about making the leap from renter to buyer. But for those who believe owning a home remains a matter of when, not if, now could be the time to reconsider your decision to put it off any longer. … Continue Reading Is it Time to Reconsider Your Rent?