According to a recent study from Merrill Lynch and AgeWave, retirees are expected to create an $8 trillion surge in giving over the next two decades. This “Longevity Bonus” will be a fundamental shift in philanthropy and is being driven by the convergence of several factors. Most notable is the growing number of baby boomers […]
For those of us that need our space but still want to keep the environment in mind, there’s good news: Moving into a tiny home isn’t your only option. With sustainable building materials and several loan options suited to renovations, now is a great time to add value and sustainability to your home. Say Hello […]
Retirement is around the corner, and you’re looking to update your home without blowing your budget. So, what is the solution? Consider going green when choosing to remodel and using a Home Equity Conversion Mortgage (HECM), or reverse mortgage, to enjoy the best of both worlds. A HECM, an FHA-insured loan for homeowners 62 and […]
Getting the most bang for your buck when it comes to a mortgage is all about being an informed buyer. The first step is learning the difference between an adjustable rate mortgage and a fixed rate mortgage. Each will come with their own benefits and drawbacks, depending on your situation, but one could be a […]
Understanding your mortgage payment is essential to your budget. Despite the name, it likely encompasses more than just paying back your lender, so comprehending what it’s comprised of is important for the future. What are the pieces to the mysterious puzzle that will hold your checkbook captive for the next 15-30 years? Let’s break it […]
One aspect of owning a home that flies under the radar until there’s a problem is maintenance. It happens to everyone, but it’s more likely to occur for homeowners settled into their houses and their routines. Post-retirement, it’s not uncommon for weekend house projects and small fixes to fall by the wayside over time. Beyond […]
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