Seeing the value of your property increase is a welcome development for homeowners. It can be reassuring evidence that the home they chose to purchase, and when they bought it, was a smart decision. Rising values can also be a signal that it’s time to explore refinancing your current mortgage. Saving Money Falling interest rates […]
Many seniors can’t wait to retire when the day finally comes, and after a lifetime of hard work, they’ve earned it. But sometimes, after a year of tending the garden, playing golf, and reading through the local library, people find themselves looking for a new project. If you have a little money saved up and […]
Unfortunately, the failure to protect personal data and financial information is all too common. As identity theft continues to rise, taking proactive steps to safeguard the records that can put us most at risk is essential. While the possibility is always present, the depth and sensitivity of information requested during the mortgage application process warrant […]
If retirement is on the horizon or you’re already a retiree, financial security is likely a concern. Stepping away from a career (and the consistent paycheck that comes with it) may require a comprehensive strategy to ensure your golden years are adequately funded. One of the tools many people turn to in retirement is a […]
Home improvement isn’t just about fixing what’s broken. It’s also about improving and expanding your home to accommodate your needs as you grow. Whether it’s indoor remodeling, structural modifications or landscaping and exterior beautification, home improvement projects should improve your quality of life as well as your level of satisfaction with your house. Part of […]
Before you can refinance or sell your home, an independent appraiser must determine its value. Appraisers come to their conclusions by comparing your home to similar properties that have recently sold in the same area. They’ll make price adjustments based on differences in size, condition or features. It might seem scary that so much of […]
An “overwhelming majority” of renters under age 35 hope to be homeowners one day, according to studies by the National Association of Realtors (NAR). Why are they waiting longer than previous generations to buy? There are several reasons, but a few that have contributed to the statistics include slower national wage gains, higher real estate […]
Today we’re proud to highlight Loan Originator David Hail, who was recently ranked 4th out of 1,018 loan officers for second quarter production from the Texas State Affordable Housing Corporation (TSAHC). David, a Branch Manager from Garland, TX has been with Open Mortgage for over five years, and we’re proud to have him on our […]
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