If you’re thinking about buying your first home, you have much to look forward to. In addition to being an excellent investment, owning a home provides you with stability, comfort, and privacy. While many US housing markets are increasingly unaffordable for first-time homebuyers, there are exceptions, and Bankrate recently ranked the top five most affordable… Continue Reading The Top Five Most Affordable States for First-time Homebuyers
When it comes to homes, insulation matters! And according to recent research, 90% of US homes are under-insulated. If you’re one of the many Americans living in an under-insulated home, here are six reasons to consider adding insulation: It helps keep your home comfortable If your home feels uncomfortably cold during winter or hot during… Continue Reading Six Reasons to Consider Adding Home Insulation
As we move into March, spring is on our doorstep, and temperatures are warming in much of the country. For homeowners (and soon-to-be homeowners), this means spring cleaning! While there are many good articles offering spring cleaning tips, another task goes with spring cleaning and is often overlooked: spring pest control. Spring pest control begins… Continue Reading Spring Pest Control Tips
Your home’s foundation is an critical part of its wellbeing. If something goes wrong in your foundation, your home can can develop structural problems that cost significantly more to repair than foundation problems alone. There are three major reasons home foundation problems occur: Stem walls can deteriorate. Stem walls sit on your home’s concrete slab… Continue Reading Seven Signs Your Home Has Foundation Problems
If you’re a homeowner (or planning to become one), upgrading your home is an empowering activity. Whether you want to knock down a wall (to create a larger room), upgrade your energy efficiency, or improve your lighting, there are a variety of exciting possibilities. Regardless of your home upgrade project, you’ll likely wonder whether the… Continue Reading Four Things Believed to Increase Home Value — But Actually Don’t
If you’re a retired homeowner, you might have wondered about reverse mortgages. Reverse mortgages, also known as Home Equity Conversion Mortgages (HECM), let Americans 62-and-older convert part of their home equity (wealth) into cash, a monthly check, or a line of credit. To help you better understand reverse mortgages, the National Reverse Mortgage Lenders Association… Continue Reading New Tools Can Help You Understand Reverse Mortgages
If you’re a homeowner, you’ll be aware of your monthly mortgage payment and interest rate. And you might have wondered about refinancing your mortgage to change these figures. Refinancing lets you replace your current mortgage with a new one. Two of the most common mortgage refinance methods are rate-and-term, and cash-out. What’s the difference between… Continue Reading Mortgage Refinancing: Cash-Out vs. Rate-and-Term
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