Blog

Jul 16, 2019

While Freddie Mac reports stable mortgage rates, that could change relatively soon. The Federal Open Market Committee decided not to issue a rate cut after a recent meeting on June 19, however, after much speculation and continued concerns over key economic factors, indicated that it may soon begin to lower interest rates.  While current global […]

Jul 11, 2019

Saving for a down payment can be one of the biggest barriers to homeownership. Help with a down payment in the form of a gift from a family member can put you ahead of the curve, but there are a few things you should know to avoid potential pitfalls later. Cash from a relative may […]

Jul 9, 2019

Most of us look forward to the day we can retire. However, the realities of living on a fixed income can be daunting. Because of this difficulty in predicting the future, diving into the details of a retirement plan with anyone other than your spouse probably seems like an unappealing endeavor.  In fact, discussing your […]

Jul 2, 2019

If you’re one of the 45 million Americans with outstanding student loan debt, buying a home may seem like a pipe dream. However, your mortgage aspirations don’t necessarily end at your student loan balance.  A careful review of your repayment options, the right lending partner and some smart financial planning can put home ownership back […]

Jun 27, 2019

When you’re searching for your first home, there’s a lot to consider and plan for, and it can sometimes feel overwhelming. The good news is that there’s a way to eliminate some of the stress before you even start looking at prospective homes: prepare your financial paperwork. If, like many people, you haven’t saved all […]

Jun 25, 2019

For many, applying for a mortgage is a confusing and stressful process. But it doesn’t have to be. Whether you’re a first-time homebuyer or are a current homeowner considering a reverse mortgage product, being well-prepared can make all the difference in your mortgage application process.  Not only should you research which home loan might be […]

Jun 20, 2019

Millennials—those born between 1980 and 1998—are reshaping American consumer trends, workplaces, and industries. In fact, millennials are now the largest generation of home buyers, making up 37 percent of the market, according to the National Association of Realtors 2019 report on generational trends. So, what do millennials want when it comes to buying a home? […]

Jun 18, 2019

June is Care for Your Grandparents Month. While it may seem like just another silly “holiday,” the National Council on Aging’s recent survey shows that a lack of social support from younger generations is among the biggest fears Americans have about growing older. Other major fears include being unable to stay in their current home, […]

Jun 13, 2019

When an emergency strikes, the last thing you want to worry about is the financial logistics of fixing the damage to your home. Depending on your homeowner’s insurance policy and where you live, issues and emergencies like flooding, ground movement, mold, infestations, nuclear hazards, wind damage, pet damage, government action and general wear and tear […]

Jun 11, 2019

Savvy home buyers know that timing is the name of the game when it comes to closing on a home. The month of June has one of the highest home-for-sale inventories, and this generally continues through the summer months. More homes on the market during peak homebuying season means more competition on price and more […]

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