Blog

Mar 22 2017

Your home is your greatest asset. The longer you live in your home, the more you will develop equity that you can then use to make other important financial decisions. But you may not want to live in your home forever. Your family status may change, or you may simply find a property that better… Continue Reading How to Buy a New Home Before Your Home is Sold

Mar 21 2017

Are you retired and thinking about moving to a new location? This is common, as 64% of retirees expect to move at least once during retirement. Whether you want to relocate to a warmer state or move across your city to be near your grandchildren, there’s a home loan that could help make this happen:… Continue Reading Want to Retire in a New Location? Consider the HECM for Purchase Loan

Mar 20 2017

If you’re thinking about buying your first home, you have much to look forward to. In addition to being an excellent investment, owning a home provides you with stability, comfort, and privacy. While many US housing markets are increasingly unaffordable for first-time homebuyers, there are exceptions, and Bankrate recently ranked the top five most affordable… Continue Reading The Top Five Most Affordable States for First-time Homebuyers

Mar 16 2017

When it comes to homes, insulation matters! And according to recent research, 90% of US homes are under-insulated. If you’re one of the many Americans living in an under-insulated home, here are six reasons to consider adding insulation: It helps keep your home comfortable If your home feels uncomfortably cold during winter or hot during… Continue Reading Six Reasons to Consider Adding Home Insulation

Mar 15 2017

If you’re planning on buying a home with a mortgage, you can expect substantial paperwork during the mortgage application process. This paperwork helps lenders verify important information about you, such as your income history and overall financial stability. If you begin gathering important documents several months before applying for a mortgage, it can help make… Continue Reading Want to Apply for a Mortgage? Here are Six Important Documents You’ll Need.

Mar 14 2017

As we move into March, spring is on our doorstep, and temperatures are warming in much of the country. For homeowners (and soon-to-be homeowners), this means spring cleaning! While there are many good articles offering spring cleaning tips, another task goes with spring cleaning and is often overlooked: spring pest control. Spring pest control begins… Continue Reading Spring Pest Control Tips

Mar 13 2017

February was another busy month in the mortgage industry. Here are some recent highlights and helpful articles: Goldman Sachs: Mortgage interest rates will rise to 5.5% by 2019 Goldman Sachs’ analysts are predicting the 30-year mortgage rate to rise to 5.5% in 2019, an increase 1.5% over several years. Key takeaway: while predictions are often… Continue Reading Mortgage Industry Highlights and Articles from February 2017

Mar 9 2017

Your home’s foundation is an critical part of its wellbeing. If something goes wrong in your foundation, your home can can develop structural problems that cost significantly more to repair than foundation problems alone. There are three major reasons home foundation problems occur: Stem walls can deteriorate. Stem walls sit on your home’s concrete slab… Continue Reading Seven Signs Your Home Has Foundation Problems

Mar 8 2017

If you’re a homeowner (or planning to become one), upgrading your home is an empowering activity. Whether you want to knock down a wall (to create a larger room), upgrade your energy efficiency, or improve your lighting, there are a variety of exciting possibilities. Regardless of your home upgrade project, you’ll likely wonder whether the… Continue Reading Four Things Believed to Increase Home Value — But Actually Don’t

Mar 7 2017

If you’re a retired homeowner, you might have wondered about reverse mortgages. Reverse mortgages, also known as Home Equity Conversion Mortgages (HECM), let Americans 62-and-older convert part of their home equity (wealth) into cash, a monthly check, or a line of credit. To help you better understand reverse mortgages, the National Reverse Mortgage Lenders Association… Continue Reading New Tools Can Help You Understand Reverse Mortgages