Blog

Feb 8, 2017

If you’re planning on buying a home in early 2017, you can expect a substantially different housing market from the beginning of 2016. How could this impact you as a potential homebuyer? While there is still uncertainty in the economy and housing market (and predictions are often wrong), here are some things to consider: Homes […]

Feb 7, 2017
There is nothing quite like homeownership. You have a chance to buy a place you love, decorate it as you please, and also make an investment into your financial future. But if you’ve ever looked into buying a home, you have probably heard experts saying that you need at least 20% of the value of […]
Feb 6, 2017

Since the November presidential election, mortgage interest rates have moved higher. And while mortgage interest rates have decreased from post-election highs, many housing analysts expect higher rates throughout 2017. Though there’s no guarantee mortgage rates will continue to rise, it’s important to know how to secure the lowest rate for your mortgage. If you’re planning […]

Feb 2, 2017

There is more to purchasing a home than the cost of the home itself. There is the interest rate, which you and your lender have likely already factored into your monthly payment. There are also the fees of the real estate agent, if any. These types of costs are frequently discussed throughout the lending process. […]

Feb 1, 2017

As we move into February, it’s been a busy period for mortgage-related news. Here are some recent highlights: Mortgage rates down for third week straight, Freddie Mac says Mortgage rates fell for the third straight week, following their rapid rise after the November presidential election. Key takeaway: many investors still predict higher mortgage rates in […]

Jan 31, 2017

Throughout the real estate process, you’ll find yourself coming across critically important terms you may not yet be familiar with. Two terms that can be especially confusing are “inspection” and “appraisal.” Both of these are similar, in that an expert walks through a property in order to spot trouble areas, but they both play very […]

Jan 30, 2017

As we move into February, many of us are still following our new year’s resolutions and goals. One of best resolutions (or goal for any time period) is improving our finances. Open Mortgage provided some financial resolution tips and strategies in a recent blog post. Whether you want to maintain your financial resolutions or simply […]

Jan 26, 2017

As discussed in part one and part two in our identity theft blog series, everyone is at risk of  identity theft. But by learning how identity theft occurs, and staying alert for signs that it happened, you can create strategies that help prevent it. Unfortunately, there is no one single tool or action (or combined […]

Jan 25, 2017

Are you self-employed? If so, you’re part of a rapidly growing segment of the US economy. In fact, an October 2016 study found that America’s freelancing economy has grown to 55 million people, or 35% of the entire workforce. Getting a mortgage can be harder and more expensive if you’re self employed, but there are […]

Jan 24, 2017

A recent study estimates that as many as 33% of Americans have $0 saved away for retirement, and over half have “less than $10,000.” Fewer employers offer any form of retirement package, and given the financial demands of the modern household, it’s no wonder that so few workers are able to save for the future. […]

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