Blog

Mar 27 2017

Interested in tiny homes? You’re far from alone! Fueled by growing demand from millennials under the age of 35, there are an estimated 10,000 tiny homes in the United States. Tiny homes range from 100 to 400 square feet (the typical American home is around 2,600 square feet), and provide a combination of lower debt, […]

Mar 23 2017

FHA loans are one of the most common types of mortgages, especially for first time home buyers, and those without enough money available for a down payment. Backed and insured by the Federal Housing Administration, these loans allow borrowers to buy a home with a lower down payment and generous terms. FHA loans are some […]

Mar 22 2017

Your home is your greatest asset. The longer you live in your home, the more you will develop equity that you can then use to make other important financial decisions. But you may not want to live in your home forever. Your family status may change, or you may simply find a property that better […]

Mar 21 2017

Are you retired and thinking about moving to a new location? This is common, as 64% of retirees expect to move at least once during retirement. Whether you want to relocate to a warmer state or move across your city to be near your grandchildren, there’s a home loan that could help make this happen: […]

Mar 15 2017

If you’re planning on buying a home with a mortgage, you can expect substantial paperwork during the mortgage application process. This paperwork helps lenders verify important information about you, such as your income history and overall financial stability. If you begin gathering important documents several months before applying for a mortgage, it can help make […]

Mar 13 2017

February was another busy month in the mortgage industry. Here are some recent highlights and helpful articles: Goldman Sachs: Mortgage interest rates will rise to 5.5% by 2019 Goldman Sachs’ analysts are predicting the 30-year mortgage rate to rise to 5.5% in 2019, an increase 1.5% over several years. Key takeaway: while predictions are often […]

Feb 28 2017

There is no greater investment than owning a home. That’s why many people decide that one home isn’t enough. They find that, given their financial situation, they are interested in purchasing a second home, and using that home for any number of purposes, including: Vacation Home Investment Property/Rental Home for Family Members For those who […]

Feb 23 2017

If you are buying a home, you’ll often hear the phrase “closing costs” thrown around by your lender or real estate agent. The term itself refers to all fees that are paid to third parties during the process of buying or selling a home. Some closing costs are paid by the seller, but most closing […]

Feb 21 2017

  Your credit score. Your down payment. Your closing costs. You may already know about the many different considerations and factors that go into owning a home. But you may not know about one of the most important terms of all: Loan-to-Value ratio, or LTV. What is LTV? The LTV plays a critical role in […]

Feb 15 2017

  There is more to homebuying than the mortgage. There are property taxes that the government requires on homes. There is also the interest on the loan. Some homebuyers need to pay HOA (homeowners’ association) fees to their neighborhood. All of these add a small amount to the total monthly payment that the homeowner makes […]

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