Blog

Nov 3 2016

For some retirees, a reverse mortgage can be an effective retirement tool. Reverse mortgages allow Americans aged 62 and older to convert part of their home equity (wealth) into cash without selling their home. This can help retirees supplement their monthly expenses or prepare for unexpected costs. In a reverse mortgage: The lender pays you […]

Nov 2 2016

They say that the only thing certain in life is change. When your life circumstances change, here are five reasons you may want to consider refinancing your mortgage: To obtain a lower interest rate One of the most common reasons to refinance your mortgage is to secure a lower interest rate. Reducing your interest rate […]

Nov 1 2016

Home ownership can bring tremendous joy to you and your loved ones. But it also takes hard work (and money) to protect your home from harsh weather, sun damage, and general wear and tear. Here are some low-maintenance upgrades that reduce time fixing your home, and give you more time to enjoy it. Metal Roofs […]

Oct 31 2016

Halloween is bigger than ever in the USA. In fact, the National Retail Federation predicts that for Halloween 2016, Americans will spend $8.4 billion (including $3.1 billion on costumes and $2.5 billion on candy). This come out to $82 dollars per person! And while it’s hard not to love a night where you can eat as […]

Oct 23 2016

Winter is coming. And for preventing expensive home repairs caused by cold winter weather, fall is the time to take action. Here are some simple things you can do to prepare your home’s outside (and your home goods) for winter. Properly store your lawn mower In most of the US, you won’t have to mow […]

Oct 22 2016

An unforeseen event (and cost) we should all prepare for is natural disasters. Whether you’re retired in Florida or Michigan, it’s critical to be prepared for unexpected natural disasters, such as fires, tornadoes, floods, earthquakes, and power outages. An emergency kit can help you be ready for the unexpected One of the best and easiest […]

Oct 21 2016

Thinking about buying your first home? Congratulations! Open Mortgage can work with you every step of this empowering and life-changing process. If you’re like most people, you’ll need a mortgage to purchase your first home. A mortgage is a loan from a bank or mortgage lender that helps you finance your home purchase. But before […]

Sep 21 2016

There are numerous factors to consider when buying a house, and some are more important than others. Specifically, people can bring into consideration price, home’s condition and sometimes the location. But what about other lesser known varying factor that can make a break a purchase. Neighborhood When visiting the neighborhood of your future home, this […]

Jan 29 2016

A good Realtor® is sort of like your own personal Yoda—someone you can trust with your most pressing questions and biggest decisions, guiding you safely toward your destiny (of a brand new home!). But how do you choose the right Realtor when there are literally hundreds of options in your area? They say in California the […]

Jan 7 2016

The U.S. housing market is on track for its best year since 2006. Home prices are up, foreclosures are down, boomerang buyers are re-entering the market, and millennials are finally—finally—moving out of their parents’ basements. Our long national nightmare appears to really be over. Bottom line: The housing crisis is beginning to feel like a […]