Blog
1,
2017
When you commit to buying a home with a mortgage, it’s usually with the plan of paying it off with monthly payments over 15 or 30 years. During this long timeframe, your life circumstances could change, or the economy could change. When either of these occur, you might want to consider refinancing your mortgage. Here […]
25,
2017
As we head towards June, summer is on our doorstep! With weather forecasters predicting a hotter-than-average summer for much of the country, and with the average household facing a $410 monthly electricity bill, lowering your air conditioning (AC) costs can provide major benefits for your finances. Here are some simple strategies to lower your AC […]
24,
2017
If you’re planning on buying a home, you have an empowering journey ahead that can provide long-lasting benefits. Whether it’s six months or a year before you buy a home, it’s important to have your finances in order. We recommend improving your credit (most importantly, always pay your bill on time), following a budget, and […]
18,
2017
For individuals and families considering buying their first home, it can be easy to feel overwhelmed and question whether you should keep renting. After all, buying a home commits you to years of monthly home payments (and risk) in an uncertain global economy. Owning a home also provides a long list of benefits, including increased […]
11,
2017
The housing market has recovered considerably since the crash. Homes are now back in high demand, and – thanks to stricter lending practices – the likelihood of another crash in the future has been drastically reduced. For investors, this means that now is a great time to consider purchasing a rental property. Home costs are […]
8,
2017
April was another busy month in the mortgage industry. Here are some recent articles, highlights and homeowner tips: Two Blockbuster Months In A Row Signal Steaming Home Market Pending sales, which are home purchase transactions in which a buyer has signed a contract, reached their best two-month total since April and May of 2016. Key […]
4,
2017
As we head into May, heat has arrived in many parts of the country, and summer is almost on our doorstep. If you’re a homeowner, now’s the time to get your home ready. Here are five ways to do this: Inspect your air conditioner Spring is the time to make sure your air conditioner (AC) […]
2,
2017
If you’re planning your retirement or are already retired, the state you live in matters. Because individual states have different tax laws, varying affordability levels, and a range of benefits (and drawbacks) for retirees — where you retire will have a dramatic impact on your life. Wallethub recently ranked the top five states to retire […]
1,
2017
If you’re planning on buying a home, there’s a vast range of online resources available at your fingertips. Contrast today’s virtually endless resources with 25 years ago — homebuying research was mainly limited to home listings in newspapers, books / magazines (which needed to be purchased or checked out from libraries), brochures, and word-of-mouth. With […]
26,
2017
In most cases, mortgage loan originators look into your past, present, and likely future to determine if you qualify for a home mortgage. They look at your payment history, your credit score (which takes years to develop), your income for the year, and more. Many of these factors are difficult to change by the time […]
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