USDA Mortgage Loans

We’re pleased to offer USDA Rural Housing Loans in qualifying USDA areas. USDA mortgages offer lower and middle-income borrowers the ability to purchase residential properties with $0 money down. Borrowers may also finance the upfront mortgage insurance premium into the loan amount thus reducing the need for additional funds at closing.

USDA Rural Housing Loans were designed to facilitate homeownership in rural areas and are only available for primary residences. Don’t let the name fool you. There are plenty of areas which qualify that one may not consider rural. Our mortgage professionals can point you in the right direction to look up property eligibility and guide you through the USDA home loan process.

Give us a call today at (888) 602-6626 to see if a USDA loan from Open Mortgage is right for you.

Why Consider a USDA Home Loan?

  • Zero down payment option
  • Upfront mortgage insurance may be financed into the loan amount to reduce the amount of funds needed at closing
  • Flexible credit guidelines
  • Lower monthly mortgage insurance premiums than many other low and no money down financing solutions
  • Highly competitive mortgage rates
  • Fixed interest rates that will not fluctuate with the market
  • Not just for first time home buyers

What are my options if the property I am interested is not in a USDA eligible area?

Don’t worry, we offer a number of other low and no money down home loan programs such as FHA loans, VA mortgages, HomeReady, Home Possible Advantage, and 203K home renovation loans.

Ready to learn more about USDA financing or our other home loan programs? Call us today at (888) 602-6626 for a free, no obligation consultation.

A better mortgage. A brighter future.

Think you are ready to take the leap?

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